http://dealbook.nytimes.com/2013/01/24/mary-jo-white-to-be-named-new-s-e-c-boss/

Dodd and Frank coddled their wall street donors by setting up a program that hurts the mid and small banks and puts the larger banks at an extreme advantage. The right thing to have done was to break up the big banks' investment arms from their retail arms, like it used to be.