First I have to thank Joanna and Ellyse for reaching out. There is an incredible overwhelming sense of panic that came over me when in a strange city with basically no communication and had a big problem (a bank error) checking in to my hotel. After 2 days passed and the computers at the hotel were semi-working I had a much better trip and met several "wonderful gents"!!! Next trip I will have a different phone and my laptop will not be in the shop! But, thanks to all for your help and understanding.
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