I have actually had this situation come up twice. Both times I pulled my head (both of them) together and was safe. I do now other friends that have had BBFS. Yes - it does happen. I would not encourage it or do it. But the situtation you mention does come up.
Posted By: travelquestion
Something happened last night that I did not expect in a hundred years and I wanted to see if it's just as confusing to others.
Context -- I've gone from never having hobbied to having seen a dozen providers in about 3 months, which is another story, but just to say that I'm still very new to this thing.
Last night, I was seeing my favorite provider for the fifth time. First time -- nervous as hell, long awkward discussion and very basic BBBJ and miss/doggy covered. Second time -- a little less nervous, and this time BBBJTCIM, which completely surprised me and made her my ATF

Third time, I finally wake up and realize that this game may have some reciprocity in it and DATY -- but it took about 15 minutes of concerted effort on my part and hers to reach a pretty impressive O. Since (and I) were working pretty hard at it, I presume it was authentic. Fourth time, she brings her toy and she's 0-60 in about 3 minutes with that thing after I warm her up for a couple of minutes DATY. So, we're obviously very comfortable with one another by this point. But then, fifth time last night. I warm her up for a few minutes, expecting we'll see the toy come out any second, but then she says, "you be my toy this time" and she proceeds to use the tip of my dick to masturbate herself to a very impressive O. OK, I'm thinking while she's doing this, this is a bit much, because we're still uncovered and I remember from high school sex ed about 25 years ago that any kind of privates to privates contact increases risks. So imagine my surprise when immediately after she O's, she starts pulling on me buttocks and pushing herself against me -- yes, exactly like I remember in high school so many years ago when the young lady got a bit overanxious before the protection went on. I'm quite certain that she was fully prepared for me to go uncovered, and I'm scared to death so I call a halt and get covered PDQ before going for it and reaching a very fast shared O (or at least that's how it felt

).
So, WTF? How do I read this? Reckless provider? Simple carried away moment? Fifth time in the charm as far she's concerned and she thinks I'm safe or something? Anyone ever had this happen? I thought this was about the farthest thing from what to expect from a provider.