Looking at Provider's personal web page. I will quote snippets from her "About" page and then the confusing part.  

"... I hate sitting still, and I have a very cyclical mindset. This is a fun outlet for me to ease my restless nature and to express myself creatively. Pleasing a man is truly an art form.
.
I consider myself to be very fashion forward, ...  
.
I have been told more than once that I am high maintenance, ...  
.
I enjoy getting to know people and unwinding with a nice glass of wine or Champagne before I take you home.
.
I do have a BS, if that matters to you. I know that's probably not the real reason why you are here "
.
WHAT DOES "I DO HAVE A BS" mean?
.
I do have a Bull Shit meter so don't try to BS me.
I do have a Boykin Spaniel, if you happen to have a dog allergy.
I do have a Brazilian Shorthair, if you happen to have a cat allergy.
I do have a Bank Statement, if you want to make it bigger.
What is she saying?

...would be that she has a Bachelor of Science degree and would be curious as to her field of study.

Other than that, all your guesses are valid.

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intelligent. She even added, "I surmise this is not the reason you are here."

END OF MESSAGE

Nothing ...  

 
                   to MDs, JDs, and PhDs !

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BS - bull shit
   MS - more shit  
   PhD - pile it higher & deeper
As told to me by someone with a PhD