I don't remember how long. Maybe a few hours. Try logging out & logging back in.

I can't remember for sure but it seems that I got an e-mail saying welcome to TER or something like that. Maybe check your e-mail.

and then log out & log back in.  Hit refresh a few times.  If that doesn't work, DELETE your cookies & browsing history.  It doesn't take long.

When you pay with CC you are paying through a third party, so it is not instantaneous.  You will get a confirmation email, and you will probably need to log off the site and log back in.  You can click on the Account Manager tab in the upper right to verify the type of account you have.  If it says VIP and you are still not getting access to PM, then you may need to contact support.