When the time is right for you, my son, it will all be clear...

And, of course. a spotless reputation.  As noted already, you don't find them, they find you.

Swim

As you say, it may mean only finding out about them thru back channeling. PM relationships are invaluable in this biz. You find girls that don't exist thru the usual means. But that means really trusting the guy you are pm'ing with. Developing a network of guys from all over the country, or at least in your neck of the woods is huge. But you need to give info to get info but being new u might not have that much to give but everyone starts out that way. If you plan to be in this biz awhile start building your network and learn from it. Follow the guys that post on the GD board that seem to know a lot. Most guys will react positively to your pm, but some won't respond. But for now, stick to the highly reviewed girls with many reviews whose reviewers have many reviews. That's the key for success for a newbie, not utr girls.

Many UTR's are ladies that start out as indie or agency gals but eventually decide that they have either enough regulars, or even more than they want, and go underground.  Most of the time this means pulling reviews, stopping advertising and taking down websites.  Both of my regs are currently UTR but I met them both years ago when they were advertising on TER.  I have recommended a potential client or two over the years but, to be honest, both seem pretty content with seeing a client or two a week or even going weeks without seeing a client at all. UTR quite often means "part time" as well.

In my experience finding these ladies is, as others have said, more a case of them finding you. Contact is word of mouth either from other ladies or from trusted clients.

Two were from MPs, and after seeing them for a number of years regularly, I asked them if they would like to meet off campus, and we exchanged phone numbers.  I still see those two gals.  One for over twenty years, the other for around 15 years.

The other two were gals whom I met when a regular provider introduced them to me in a threesome situation.  We again exchanged phone numbers and saw each other for a number of years, but they have since moved and I have lost contact.

There was another gal I met who was an active provider but retired, but still saw me and a small number of her former regulars for a while, but she too moved away.

It's all discovered through word of mouth.

Yes, word of mouth, referrals from other ladies and gents, etc. Many women are in a network of a group of hobbyists, and only see those guys.