a provider may schedule a first time lunch date to protect herself/himself from LE hassles.

it is harder for a jury to prosecute someone for prostitution if they already know each other

some providers like wanna ride her does that

If you are considering this option, I strongly suggest that you talk to the Provider so that you understand the financial implications of this encounter. Simply stated just ask her whether or not she expects you to pay for lunch and also her normal fee. The power of communication can be awesome.