First, you actually need to give much more information for loans. (SSN for example) But I'll assume that you are asking an honest question with concerns for your security and not just whining about how seriously some ladies take their own safety.
In the screening there are three things that a lady typically wants to know:
1. You are not going to arrest her (i.e., what your job really is)
2. That you are not a known homicidal maniac or sexual predator (i.e., who you are)
3. Some assurance that you are not an asshole (i.e., references)
Some ladies ask for more info to assure her of these things, some are willing to work with less. You have NO say in whether this is right or not. You do have say in deciding if you are willing to give the lady what she requests, or if it is outside of your comfort zone.
You think knowing who you are is too much information for a lady to ask before putting your cock... where?! You say you understand the need for safety, though it seems as if you actually don't. Yes, you do also take some risk. If you play with shady characters you might get robbed. If you don't meet a real provider you might end up getting arrested for solicitation. If you meet someone who is BSC you might end up getting outted. Doing your homework will most often minimize, and even entirely prevent those harms from ever happening. It is actually quite rare for clients dalliances to result in being murdered, physically and sexually assaulted, stalked, to lose custody cases, to be evicted from their apartments, etc. The risks are not equal.
"Heck, in most cases, we don't even know their real first name. "
So to make it all square - once you put up a website with your candid photos, establish a business subject to the most detailed of reviews, putting yourself in extremely vulnerable and intimate positions over and over again with individuals who are typically larger and stronger than you are - while building your reputation and a basis of trust over time... THEN it's coming closer to a level playing field. Until then, simply look for ladies who screen within your comfort level