I joined a few months ago and am currently a monthly subscriber for VIP access.  I have accumulated 30 days in my membership bank but was recently charged for the upcoming month.  My question are

1.  Do I need to cancel my reoccuring monthly access in order to take advantage of my membership bank days?
2.  If I do have to cancel, will I get the full month before the membership days kick in or do I have to time it to cancel the day before I get billed again?
3.  If I do have to cancel, will anything happen to My Favorites list when I cancel.  I would hate to lose this.

This is my first post and I searched around but couldn't find the answers.  Please excuse me if I posted this in the wrong section.

1. So long as you are on recurring monthly billing, you will bank days by posting reviews, but you will never dip into them.  So yes you may want to cancel the monthly billing.

2.  Yes, if you do cancel, you will still have whatever days you have in the bank, whether they be bought or earned.

3.  My Favorites is a VIP feature, so long as you have VIP days, you will be able to access it.

jazz32

Another question, I have added notes to my favorites list.  If my VIP expires, I'll no longer be able to access it.  So I add another payment.  Are all my notes still there?

I had your concerns before. I recently had my VIP expire. When I renewed, all my favorites and notes were still there. Since your member name is still in the system, the links to your favs are still there. You just can't GET to them until you renew your VIP. hope that helps.

C_K