As a general rule, assume that fingering inside is off limits, unless told otherwise by a specific provider. Fingering a clit is usually acceptable.

The reason for this is that it could cause tearing and infection, and that's not good news for a provider.

Hmmmmm.  As a general rule, penetration should not really be allowed - when dealing with agencies.  Or that is what I know of thus far.  If a provider is independent, she can really make her own menu.  

What I notice is that a lot of my clients do not want to wash their hands when I ask politely if they'd like to go to the bathroom and "freshen up".  They always just say "Nope, I don't have to use the bathroom."  Then I have to explain that if they'd like to touch me, they need to go to the bathroom to wash their hands (not to pee -- I think this but never say it).  Like it just does not even occur to them to be clean and germ free and that kind of grosses me out when thinking about being fingered.  Cause really, I have no idea where those hands have been.

Some providers do things not on the menu with certain clients, but not all clients.  I am also guilty of this.  There are a lot of factors that go into making the decision to do non-menu acts, for me anyway ... and sometimes it just happens.  I personally don't like being fingered, but I love to be rubbed.  And sometimes it happens, but not with every single client ....

When it comes to providers and what they will or will not do, it really just comes down to personal preference and comfort level.

Most of the women I've been with don't like fingers nearly as much as they do oral. Some don't allow it at all and, of course, others will prefer it.  

As always, when it comes to pleasuring a woman it's best to ask her what she likes rather than to assume that you already know...

... some guys start shoving and twisting their fingers inside without enough lube.. This is HIGHLY unpleasant! If you see a lady who likes fingering- trim your nails and put some lotion on your hands.. wash them when you get there.. and be really GENTLE unless she asks for rougher treatment.

Also, FYI.. most girls need some degree of *clitorial* stimulation "to O really hard."

Wash hands before going and when you arrive at her place. Also bring a travel bottle of PURELL hand sanitizer to a session so you can use it. Make sure Sure SURE you cut and file your fingernails too. Long ugly sharp fingernails are not something women want inside them. Also wet them with saliva before you insert for some lubrication.

Any open wounds, cuts or band aids mean (I hope you have enough sense to figure this out) no finger play until they heal completely.

Thanx everyone!  I will hold off until I get comfortable with a lady before I ask for this service.  

Perhaps I should have been clearer - I did mean "rubbing" more than anything rougher than that.  I certainly didn't mean "finger fucking".  

The tips on hygiene are great.  I keep my fingernails short.  I have to work on keeping them smooth.  When I wash my hands, I dig my nails into a bar of soap that has peppermint essential oil in it which is supposedly anti-microbial.  I also spray my hands daily with 3% food grade hydrogen peroxide.   And I *know* that kills the little guys because you can see bubbles and white spots and it feels really clean.  But smells a little funny though.  I'd take that over Purell, but that's just me.  

As for moisturizer, I like small amounts of natural oils instead of the usual petroleum based products, but that's just my preference.

I wonder if I can bring some of this stuff to a session....