outcall to your your home is not a good idea, for a lot of reasons.  There are risks in both situations, but it's never a good idea to invite a provider you have never met to come to your home.  I would only do that after establishing a good rapport with her following several visits to her incall.  Once she knows where you live, who knows who else knows the layout of your house?  You don't know, even if she drives herself.  Your neighbors will be a big possibility of disaster to deal with as well.

Swim

If something goes wrong, she knows where you live and your real name.

You are basically committed once you do an outcall.  If she not the girl you want or who she represented, you are fucked, because if you tell her to leave, she can make a scene.

Very bad upside/downside scenario.