so i've read in several threads on this newbie board that you should never discuss any specific sex act or exchange of money in an email, over the phone or even in person.  it was even suggested in an earlier post here that such things, if brought up by the provider, were 'sure signs' of (LE) trouble.

is that correct?  even when in person?  i'm just trying to imagine how this plays out, if that is the case... you (hobbyist) walk into the room (incall location) and drop an envelope of money somewhere in plain view... then what?  what if the provider at that point asks you something like 'what are you into?', 'what are you looking to do?' or something that acknowledges the payment like 'how much time are you paying for?'?  would that be a reason to be concerned, even perhaps abort mission?  

just trying to understand what to expect, what to be aware of, what to be wary of, what not to be wary of or alarmed by...

thanks all for all the honest advice and shared knowledge.

Then she already knows exactly what you want to do, and you should know what is available.

She will usually tell you to get comfortable, which means get naked.

She will initiate some action at that point.

Once the action starts then you can usually tell her specifics of what you want.

You should never hear anything about sex and money in the same sentence.  That is a huge red flag.  

"Escort & Anal" listing in respect to the "amount paid" field just too its right when I'm submitting a review. .

Once you are in the room and dropped the envelope, it really doesn't matter what else is said, if you are in the presence of LE, you are going to jail.
If you have done your homework and chosen a well reviewed lady, you have very little to worry about. I often ask new clients, at the beginning of a session, what he likes or what he is looking for.