We all pretty much know life is all about risk and risk mitigation.
While you are right that the general advice to newbies is to not give your real name and there are members here who will absolutely protect their name at all costs and vehemently insist you do the same, there are plenty who give theirs out.
Protecting your name 100% while gaining a god rep can be complex and time consuming. It may also come at a higher cost to you depending on how you play it.
I suggest considering a strategic approach. Any time you give someone in this arena your name, you are taking a risk. I don't dispute that. You're also taking risks by seeing these girls, getting BBBJ's etc. By strategically giving your name to the right provider, I believe you can speed up the reference/whitelist process, get access to higher-end providers more quickly and ultimately see better girls and save some $$$ along the way.
A strategic approach is to give out your name, hopefully only once, and MAKE IT COUNT. Find a top notch, well reviewed and highly respected provider you'd like to see. She should be in the top 10 providers list for your area. Do your homework, see if you can find one who offers an easy reference and maybe who would whitelist you if things went well. Give this one provider your real name and get properly screened. See her, be a good gent and give her a respectable review (she will deserve it, that's why she's a top 10 provider). Now, you can use her as a reference for your next provider and you will no longer have to give out your name. Also, you will be a TER member who has reviewed a Top 10 provider, which is a small, but good sign to other providers. See a couple more girls, get a couple more references and a whitelist or two and you are off to the races having only given out your name one time to a single low risk girl.
It's not foolproof, but I believe the quicker rewards are worth the small incremental risk.