Perhaps better to ask Suze Orman

And I suspect she would tell you that you "can't afford this"!

You shouldn't be spending dollars on this if you have debt, no equity in a home (if not entirely paid off), as well as at least a 6 month emergency cash stash (which based on your example would be $ 25k), and be fully funding your retirement accounts.

But that is the logical answer, and many still will indulge their hobbying needs, as it seems you want to.  You might want to listen to "that little voice in the back of your mind", it is giving you good advice.

some more than others.  You may be on the lower end but not alone.  Most months I can have one meeting...  occasionally 2... but other months, life's demands rule it out.
Never spend rent, grocery, or essencials money on hobbying.  I save up my extra pocket money each month...  when I have enough & I feel like it, I'll book an appt.  
If you truly feel you should use the money otherwise, do so.  In my area, I can get good service for 200* minimum for one hour.  It does take some careful shopping & reading of reviews.
j

I'm not wealthy or "well off" but I make good money and work very hard for it. I make sure that all the bills are paid (including savings and IRA contributions) before I spend a dime on pussy.  If you are doing the same, and hobbying within your means, then you don't need to feel guilty.  If you do, the only cure is to stop hobbying.

P4P is a recreational activity no different than gambling or playing golf.  We are all entitled to a little fun in life.  Just don't spend the milk money.

unless you have a job where you can just print money.

Track every dollar on paper.  You'd be surprised at the money you spend on things and not even realize it.

Don't overpay for anything, and for every expense ask:  "Can I do without?"

You'd be surprised how much money you have left over when you start doing those things.

Now you can spend your money and not feel bad because you've earned it.

We're the guys that hobby 3 - 4 times a year.

I plan my budget out up to a year ahead of time.  Makes it easier to save when I have someone special I'm looking forward to seeing.

What you are seeing here is not a representation of the entire hobby community.  Most don't post (or review).  They are the quiet majority.  Check out the Users Online sometime when you log on.  Right now there are 12,500 of us.

type of job, marital status, etc.  

As long as you don't spend the rent, food, clothing or other essential money on pussy, you are entitled to enjoy life.  Some guys think nothing of dropping $200+ for a round of golf, food & drink, etc. on the weekend.  Instead of golf, take up providers as a hobby.

No one is well off financially

Opinion polls have been quite consistent over the years, and across all demographics, geographies and nationalities. No one is rich. To be rich is to have twice as much as you have, then you would be rich. We are all comfortably middle class.

Set a budget and figure out a frequency that works for you. That will tell you how much you can spend. See a few ladies at that price. If they are good, stick with that plan. If they are disappointing, try spending more, but hobbying less frequently.

Then, when you find someone you adore, you will want to break your budget, extend your visits, up your frequency. Try to be disciplined.

From 1/4 hours and AMPs, to ladies who charge $1000 and up, there are options for all budgets. And remember the old truism - there are people who spend money, and people who have money. Despite the understandable confusion, if you think about it you will work out that they rarely are one and the same.

zig

I only spend what I can afford to lose.  I am fortune that the recent economy has actually increased my income and net worth, so I play 5-6 times a month at the $500+ level.  Although I do like to "slum" a little and will see a $300 hottie when she strikes my fancy.  I know I am the exception to the rule.