Not to worry.

Just contact your credit card company (in writing, natch) and tell them that you will no longer pay for the bills.  That's all there is to it.

(If your reason isn't good enough, Dave will send two BBW's over to your house to sit on your face until you are smothered.)

I don't write reviews, and I enjoy the benefits so it's a small price to pay and well worth the money to me.
FYI IF you charge quarterly or more it's only a one time charge and not a recurring one. I am constantly forgetting to renew and letting my membersip lapse. I never let it lapse more than a day or two however. I now know many people here and I receive PMs on a regular basis.

Yes, I enjoy the service of being a VIP and the rates are not that bad.  I you are in this hobby and grumble about 20 doallars, you should get out!!

Get a nice discount over paying monthly. As I am single, charging to my CC is not an issue, as no one sees my bill but me...

TER allows you to join VIP on a monthly, quarterly, or annual basis, with automatically renewing membership being optional.  If you decide to cancel membership, that's your choice at any time.  You do not have to give them a reason for canceling if you choose not to...it is an optional question.    

If you are afraid that anyone will continue to charge your CC after you revoke authorization, you can always call (or better yet, write) your CC issuer, and tell them that they are not authorized to accept further charges from the party you designate, that any such charges are fraudulent.  Once you say those magic words, any further charges the CC pays to them are their responsibility, not yours.  They will act in your behalf and theirs on the spot...any further charges will not be honored.

Re: Most of Us do.

It's a good way to go.
Jay

TER reduces (though nothing can eliminate) the likelihood of any encounter with LE or scamming providers. And if you look at it with respect to even a tiny bit of hobbying over the year, it isn't that much. Just consider it a minor cost of increasing the safety of your playing.

If you pay by credit card, then you have the same protections with them that you do with other merchants, in getting your credit card to stop or reverse payment in the event of a dispute with reasonable justification.

Just my $.02 as a customer.

Well worth the modest investment.

a year at a time is the best way to go.

I started hobbying before I found TER.  I made several mistakes...  luckily I did not get caught but I did have some less than stellar dates & wasted some hard to arrange opportunities.  
VIP is cheap insurance compared to the cost of the rest of the date.  
skb