i'm worried that they will continue to charge my card after i no longer want it because you to "describe why you want to discontinue..." and what if my reason isn't good for them?

Not to worry.

Just contact your credit card company (in writing, natch) and tell them that you will no longer pay for the bills.  That's all there is to it.

(If your reason isn't good enough, Dave will send two BBW's over to your house to sit on your face until you are smothered.)

I don't write reviews, and I enjoy the benefits so it's a small price to pay and well worth the money to me.
FYI IF you charge quarterly or more it's only a one time charge and not a recurring one. I am constantly forgetting to renew and letting my membersip lapse. I never let it lapse more than a day or two however. I now know many people here and I receive PMs on a regular basis.

I first did a month and saw so many benefits. PM's by members has helped me and reading the full reviews have steered me to the right providers with no disappointment. Just paid for a yearly membership.

Yes, I enjoy the service of being a VIP and the rates are not that bad.  I you are in this hobby and grumble about 20 doallars, you should get out!!

Get a nice discount over paying monthly. As I am single, charging to my CC is not an issue, as no one sees my bill but me...

TER allows you to join VIP on a monthly, quarterly, or annual basis, with automatically renewing membership being optional.  If you decide to cancel membership, that's your choice at any time.  You do not have to give them a reason for canceling if you choose not to...it is an optional question.    

If you are afraid that anyone will continue to charge your CC after you revoke authorization, you can always call (or better yet, write) your CC issuer, and tell them that they are not authorized to accept further charges from the party you designate, that any such charges are fraudulent.  Once you say those magic words, any further charges the CC pays to them are their responsibility, not yours.  They will act in your behalf and theirs on the spot...any further charges will not be honored.

I suppose this is a slightly different concern, but Crazy Diamond's comment about no one seeing his CC bill but him reminded me of this issue.

I'm a rather new lady (hence, no reviews ), and many of the websites require money for VIP/premium services or for advertising. This makes me nervous because it provides a "trail" for LE or even perhaps some future SO of mine (or anyone else, for that matter) to follow and nail me with.

Is this less of a concern than I am giving it credit for, or are others simply less concerned about it than I am? I suppose it's worth mentioning that thus far, I've been very careful to keep my legal name or any other such information well away from any online ties to this business, and of course CC or bank accounts are pretty blatant ties.

The first time I did 6 months and when it ran out I had to renew by putting my CC information in again.

They didn't charge it ahead of time and I don't think they let me know my VIP expired..I think I went to read other reviews and couldn't..That was a big disappointment and renewed immediately

I don't think you'll have a problem

Kisses Haley

usually they send me a notice when I am nine days away from my VIP expiring.

It's a good way to go.
Jay

TER reduces (though nothing can eliminate) the likelihood of any encounter with LE or scamming providers. And if you look at it with respect to even a tiny bit of hobbying over the year, it isn't that much. Just consider it a minor cost of increasing the safety of your playing.

If you pay by credit card, then you have the same protections with them that you do with other merchants, in getting your credit card to stop or reverse payment in the event of a dispute with reasonable justification.

Just my $.02 as a customer.

I pau for mine also. It has lapsed a couple of times. No worries here about being charged without notice. They do notify you when it will expire though.

Well worth the modest investment.

It's well worth the price of admission, and pays off in spades.  It's a no brainer.

a year at a time is the best way to go.

I started hobbying before I found TER.  I made several mistakes...  luckily I did not get caught but I did have some less than stellar dates & wasted some hard to arrange opportunities.  
VIP is cheap insurance compared to the cost of the rest of the date.  
skb

place pays for itself time and time again. I dont have to write a review for almost a year and Im all paid up. Found me some nice women here too. Still get YMMVd but not as bad as going in cold. It gets pretty scary sometimes going through the door with not a fucking clue whats on the other side. The reviews arent perfect, some guys write like theyve never seen a naked lady before, everybodys all beautiful and perfect. But the reviews reduce the sooprise level to what can be fixed up by a few slugs of 100 proof on the way over. Id say its a good deal. Wish I had it back in the 70s 80s and 90s thats for damn sure. A few of those ladies, my big old gnarly cock got one look at em and folded right up.