Go to the Self-Help Center and read all of it.
You're not supposed to put a link to your site when you start a thread. You can when you reply to a post, though, even if you are replying to your own post. This is a mistake that lots of ladies who are new here make, no biggie, just be aware of it.
Yes, many ladies have prepaid phones (a TracPhone is a prepaid phone but not all prepaid phones are TracPhones; that is a particular brand, that's all) This is for anonymity from anyone who might be trying to either find out your real info, or for those in your personal life who just like to get nosy.
Many clients have prepaid (burn) phones too, and both hobbyists and providers alike tend to purchase prepaid refill cards for them. This is mainly to avoid leaving an electronic breadcrumb trail back to the real you.
Some ad sites do not accept visa gift cards for payments and have no alternate payment method. So you have to use a credit card with those places..... some ladies get favorite clients to pay it for them, others simply don't use those sites, and then there's providers like me who are willing to accept some risk and just pay for it with our own credit cards.
If you're staying at hotels, even if you pay cash, almost all hotels require a credit card for "incidentals" and they generally won't take a gift card. Some few places will still accept a cash deposit, but you have to show ID to check-in so at that point, I really think it doesn't matter. But that's just me and my personal comfort level..... you have to find your own balance.
Listen to others' advice, but decide for yourself how much risk you are willing to accept and whether the inconvenience of all this subterfuge works, and makes sense, for you. Only you can decide that.
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