Hey All, I am proud to say I have a pending TER review right now, finally! After lurking on this thing for months I finally just took the plunge over the weekend. It was awesome! I still can't believe I finally did it. I found a well reviewed lady, called and wow. I was nervous as hell the entire time but forced myself to go through with it and was fortunate to find a very sweet, patient and understanding provider. Thanks for all your advice and stuff.  I spent so much time studying everything on TER that I can say the experience was wonderful. I was very well prepared. Thanks for entertaining my stupid, scared and sometimes ignorant questions.  

I have been bitten by the hobbying bug and now currently looking for provider #2. I posted this as I just found her.

...having successfully re-entered a few months ago and the TER crowd was key in helping me do things right.  So let me add my vote of thanks...belatedly.  Just watch out...this can become addictive!

might not be approved right away because you are new; be patient.

Glad you learned from the veterans (guys and ladies) here.