Well I would say ask for her last appointment time of the night and if you are as good as you say you are she just may be to tired and weak kneed to leave you and just spend the night.  

But common man, does not matter how or how much we get paid, they got to be paid for their time, it's a lot more valuable than ours.

90% of the internet ads are for rich guys not your average joe. Many of these women will starve or quit instead of lowering prices. Even the ghetto trash providers over charge.

The income levels of these guys are $200,000 or more. You also have the age factor. 50% of the guys are 50 or older. They have assets built up and not afraid to spend $300/hour.

Spend your time in the gym. Use your charm and get your sex for free.

However,
It isnt that easy ( pun on your name )

you can do the same thing in an hour or three as you can do over night.Not many providers will stay up all night and amuse you for less than a grand.

While I've never indulged in an over-night visit, and would love nothing more to find a lovely lady in my my bed next to me when I wake, you have to to remember that the primary driver in the hobby is economics.

When you ask a woman for an over-night visit, you are asking to monpolize her time to make money!  You should be willing to compensate her for all that she may potntially make during that time.

Also, many providers (at least in my experiece) are mothers.  An over-night visit is a major disruption to her life and family.  I mean somebody has to pay for the baby-sitter, or get the kids off to school in the morning, and in the provider's view,  that person is you.

My best advice to you, until you are able to afford to see a lady overnight at her given rate, learn to enjoy each, and every minute that you are with a provider, even if it it is by the hour.

it's only fair to pay her for all that time you occupy...as stated above.  You can get all-niters for cheap in  Tijuana, and the girls are getting better and cleaner there.  I definitely recommend going there for budget hobbying.

I think it's a good idea to put away $50 a week for the hobby.  I am 31, earn six-figures, and indeed I put away $50 a week for a number of reasons:
1) hard for wife to trace
2) helps me keep hobbying in control
3) makes me feel like a kid saving for a GI Joe action figure (I used to get $1 a week from dad).
So basically I hobby every 6 weeks and it's fantastic.

I think there is a hobbying niche for every man.... That's why prices differ so much.  I recently discovered my ATF and I am so happy she is only $300/hr and not more. Muahahhahahah!