needed to change smaller bills for $100 bills... had to pay a repair guy... carrying C notes is easier than a big wad of 20s, quicker to count, and yes I am a paying customer of the bank...
They inform me that their new policy is that they will not change money for money except for customers, and their policy maximum is now $300. Ticked off I tried to explain that I wasn't looking to break 100s, I wanted 100s to simplify a stupid electrical repair. Nope, sorry charlie, if I wrote them a check to "cash" and requested 100s, then they could do it, but no paper for paper...
Dammit, I asked politely, this is a BANK right ? I am a customer, right ? Isn't this a customary function of commercial banks ? The boy wonder human explaining sock puppet for the corporate masters looked at me like some pathetic leftover andropausal pre-bushite crazy, unmedicated, non-prozac'd, freethinking holder of undenatured opinions and most likely crawling with fleas and scrofula. His expression said "Fuckhead Dork... why can't you get your hyperthyroidal nut with the program... you are obviously either a terrorist passing for a fat white guy, a drug dealing lowlife, an internet spammer, a satanist, or a bestialist, and I wouldn't doubt for a germ free second that you are a combination of at least three of the above...." How may I help you sir, would you now please go die.
These ought to be a rational explanation for this weird deviant bank policy... besides all that Code Orange public funds bonfire of the treasury, the most only good reason is that there could be a LOT MORE counterfeit money in circulation that the Treasury Dep't. care to make known, and the only way to choke it off is to refuse to exchange paper money.
Very soon, there won't be any cash anymore. All transactions will be through PayPal, plastic, electronic payments, etc. The Euro is nearing $1.25 anyway, so US$ are about as useful as Argentinian toilet paper!
I worked for a bank for the last ten years...the truth is there is no profit is non-comercial banking...hence the fees and such to the public....if the banks had there way they would close most branchs...but they need to make that public precpetion
Where cash is King! Accept only green deposits... no federal regulations no auditors no fees no hassles no interest no withdrawls I'm sure there is a few potential customers out there...lol Afterall, this is America! Cheers! BTW,We are about to open up our new swamp land sales division. Send for our free prospectus.
I have seen more than one bank with signs up saying they will act exactly as you experienced. I didn't pay much attention to the signs at the time, but I think it's a new law that's part of the anti-terrorism stuff going on. Not too new either. Maybe January?
Most of the larger banks no longer care about the small to midsize customers. For a few reasons: 1. Because of the low interest rates, they can longer make money on small customers, many are and will be neglected. 2. They want to retain and keep the bigger customers happy because all the big brokerage firms are now after them. They do not want to lose the relationship.This is the banks bread and butter, not hiring some teller for $7/hr and giving out change. If you decide to move, they do not care. 3. All the big banks want you to take your business and the small problems to a smaller bank that are now trying to target your business by telling you that they understand, and are there to help the smaller customer who feels that they are neglected. This will only last until they feel that it is also no longer profitable, or when they get acquired by a bigger bank. Don't feel bad, its all about change and competition.
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