I see two ladies a month at $400 each session.  
BUT I have been seeing a dentist who demanded $13,500 CASH for some emergency dental care. My ATM is dry.  
That is 34 visits, 17 months of lost good times.  

Just last night, a friend texted me, “Missing you “ which means she was missing my contributions because she did not take pity on my and invite me over for free.  

Clients need a way to protect our opportunities to see our favorite people.  
And SWs need a way to maintain income during a client's emergency

Insurance is the solution to everything!
Catastrophic Interruption of Sexworker Service Insurance.

For a premium of $25 a month, I would purchase a policy through a group such as the Red Umbrella Fund.

I would submit receipts showing an out of the blue catastrophe (Medical, dental, tree crashing on the house) of more than $10,000, they would create an with 10 proider coupons worth  $400.  I would negotiate with my provide and her and I would inform the insurer of provision of service whereupon the insurer would reimburse her.
Sure there are a few details but I am staying home now and have time to work on them

Just go to Mexico.  Dental work costs 75% less in Mexico and have a nice vacay.

But the insurance rates right now for basic homeowners and car insurance are so crazy this would be a distant afterthought.

I think there's a dentist in TJ where you can get BJ while they work on your tooth decay.