Two kinds of risk-

if you have an SO, you have to worry about her finding
evidence (or showing up unexpectedly). thats something
you have to judge for yourself.

if thats not a problem, then the other source is risk
from the provider or her associates. you can minimize the
risk there by patronizing a well-known, well-reviewed provider
who does outcall.

As long as the provider has a positive reputation, there is no risk having her to your home.  Many providers prefer to meet gents at home -vs- taking a risk at a hotel, (which is a bigger risk, IMO).