I’ve been following the conversation about "who you’d love to see if she weren't out of your budget" and it’s sparked some debate in some private circles. Instead of us trying to figure it out, I'll be the one bold enough to share the thoughts and ask the questions.

 
The majority of the providers listed as “out of budget” seem to be priced between $500 - $700 for the first hour, with two at $800 although it looks like one has delisted. And I’m genuinely curious—do you all truly find these rates out of reach, or is it more of a “line in the sand” when it comes to paying that amount? Is it an inability to save, or is there something about the pricing for that initial appointment that feels uncomfortable?

 
The reason I ask is, I guess it's not uncommon to receive messages from TER members expressing interest in meeting and often mentioning the "out of budget" line. However, for ***some*** of these members, they’ve written multiple reviews each month, spending $1,500+ on appointments, and that's taking into account HH appointments. Some even seem to splurge on visiting providers for $500-$800+. Which of course do you and have fun - just recognize how you might be making yourself look in the process.  

 
This got me thinking—is it really a budget issue? Or is it that when the provider is local, there’s less willingness to save or adjust priorities for something that might feel like a “wishlist” or “dream” experience? Is your preference for duration (longer appointments with the same person) or frequency - as in you would rather get your mind blown a 3x a month vs. once or twice.  

 
Please know, I’m not trying to argue —just a little curious about the perception of “budget” and how it affects the ability to make decisions for the things a person truly wants. I'm curious how your brains work in this regard and I've just found the discourse confusing albeit entertaining.

-- Modified on 1/20/2025 2:17:34 PM

Thanks for asking Paige!
For me it's a combo of all the above.

I can't and won't spend that kind of cheese above the 4 bills. I would much rather have my mind blown twice or even 3 times than once a month.  

I also feel that the high dollar appts are out of line. Who makes over 4 bills an hour? Prices, imo, have gotten insanely over priced. I get it, everything has gone up but maybe the prices were to steep to begin with.

So yes, I can still find adequate service, at lower prices that I consider reasonable.  
I am curious to hear some of the other monger thoughts.

To each their own, but it’s my preference to have several quality and affordable ($200-300) sessions a month than put money into one experience costing $5/6/700. If it’s in the budget for me to spend that kind of money, I would extend my time and have a longer appointment or a doubles session with one of their friends.

When I first started a little over 10 years ago, $500+/HR providers nowadays were charging ~$300/HR. With prices continuing to rise, it's hard to justify spending half a grand for an encounter that could end up disappointing. With that said, I have no problem with local providers charging a premium. Supply and demand.  

I've resorted to traveling abroad for the past 2.5 years because the US Dollar is so strong right now. I only travel once a year, so it gives me time to save up and plan. In Hong Kong, you can see Russian providers for $128/30 Minutes and Thai providers for $64/30 Minutes. Sex work is legal in Hong Kong, and it feels liberating not trying to do everything in secrecy.

I see few providers locally for several reasons but I do find the rates getting more uncomfortable,   Since I’m more  infrequent,  I’m alright paying a bit more per session but I’m starting to question the elevating rates.

Per the board question,  the providers I’d like to see I haven’t because either our schedules don’t align or they don’t returning my messages which I’m really finding to be more of a problem locally then when I travel.

First, I want to say that providers should absolutely set the price that makes sense for them. I have no doubt that they are worth every penny of what is charged.
It would take me 3 months to raise the cash needed for some of the high end providers, so I would rather enjoy a monthly encounter, as opposed to a quarterly experience.

If I see a provider that charges 500 an hour, that puts a lot of pressure on me to perform. I would like to play in the major leagues, but I know that my skills are at a Division II college level on my best day. You're way out of my league, Paige. It's best if we both just stay in our lanes so neither one of us are disappointed.

Now I am down in the provider void/wasteland of Southern MN.    So I need to "travel" to see providers.

Anyways.... what I think people are saying especially with "local" providers is the fact that they would see them more frequently so lets say 2-4 times a month.   At $700 a pop that is around $1400 to $2800 a month.   That can add up in a hurry.   Where if they want to "splurge" on a traveling girl and consider it a "once a year" or "once in a lifetime" experience.  Splurging at $1500 is a treat type thing.

Now I am not saying locals should charge less or anything like that at all.  Everyone is to each their own.  Also everyone has either a budget (client) or an amount they want to make each week/month (provider).    So again to each their own.  But is kind of my thinking on it.

Also you know the old saying.... the grass is greener on the other side of the fence.  So some might think "traveling" women might be better than the locals.  Then they find out that it might not be the case.

I don't know that you can really separate those two ways of looking at it.  One's 'line in the sand' is likely dependent to some degree to one's budget.  My line in the sand certainly is because at a certain point, spending more for an hour than that line can just leave me feeling like I overpaid plus it compromises my continued ability to see providers as often as I am willing to.  It's easy to say just save up more to higher priced and hopefully higher quality providers but my view is that quality vs quantity is an ongoing balancing act.

Another factor is simply that for most of us our disposable income has not kept pace with the increases in provider rates.  It's always going to be frustrating when a guy sees that the level of provider he got accustomed to seeing is no longer available at a rate he considers affordable.

It is clearly budget for me. It takes me awhile to save up my secret cash to reach $300.  Luckily, I have found some quality contacts under the radar that I can see once in awhile who work in my budget. I don’t judge any provider for the rate she sets as I’m sure providers have a better pulse on supply and demand than I do. As a public employee, I just accept that I can’t see some of the top ladies just like I can’t afford to buy Cadillacs.  Providing isn’t easy and comes with big risks. If you have the means to earn a nice income, by all means you should do it! BTW, I work as a handy man on the side, if any providers wish to trade labor… 😊

Stay safe everyone!

"If you’re feeling especially kind, I’m on a Financial Independence and Retire Early plan & it’ll really make me swoon if you support my various financial goals". Money, money money, I need more money.

First of all, I’m quite flattered by how much effort you still put in to punching down on me. So, let me extend my gratitude to you for taking the time to visit my website and peruse my wishlist page. It’s not often we see such diligence from you, although as we know, your true intentions are somewhat less… kind. It’s rather perplexing to me that you would express such disdain for the men who meet me—who, might I add, find that my forward thinking and practical goals are far more alluring than the materialistic pursuits of Chanel bags and Cartier bracelets. Although, yes those are nice too but retain far less value over time.

 
Your bitterness, dear, is simply unmatched. If reincarnation holds any weight in this world, I do hope you come back as a woman next time. Perhaps that will give you some much-needed perspective, or better yet, the opportunity to calm your tits and—dare I say—find some ass, albeit your own.  

 
In the meantime, if you ever do manage to pull yourself from this petty fixation, feel free to join us in the realm of maturity and discernment. There’s plenty of room.

I think the massage world may be a factor. I can have a happy ending and massage a beautiful lady for $$. (yes I tip!) Often upgrades are an option but sometimes I am not in the mood to upgrade. It is much easier to hobby regularly at $$+ than at $$$$$+

I have done a few dates over $$$$$, it was a splurge, but often they weren't 2 or 4 times better than the ladies I see at $$ and $$$.

Many ladies have remarked that MN is a younger market where guys want to do more than talk and get a BJ.  

If you are busy at $$$$$+, great. If you want more business, first tell your regulars that they can get discounts. If you want even more work, have specials.

Few guys have infinite cash for this hobby. It can't ever cut into your normal spending patterns for a variety of reasons.

Very very true.....

The "massage" scene with extras from independents is taking away from the traditional companion type situation.  Like you stated for around $200 you can get a happy ending and a nice hour with someone.  For a little more you can get extras.  So paying $300-$350 or less for extras with a massage girl.    Then dont forget about the "cuddlers" that provide extras as well.

So like you were saying (and I forgot to say in my original post).  It is a too each their own and frequency people want to enjoy gratification.    If a provider charges $500-$700 a hour.   You can see a massage type situation TWICE.    Not going to say experience is better than the $700 an hour person.  But it could be.  Especially if you vibe with the massage person.

Again I am not one of the men on here saying LOWER YOUR RATES.   People should charge what they feel like.  Same goes for people should pay what they feel like or can afford.   It isn't a one size fits all type situation.

Thank you all for your thoughtful responses to my post! And to those who didn't want to reply publicly but messaged/emailed me, thank you as well! It’s clear there are some shared feelings and varied perspectives here, so I wanted to take a moment to chime in with a few of my thoughts. I appreciate how each of you has brought a different angle to the conversation—some points I completely agree with, while others have me thinking even deeper. I

 
First, it seems there is a recurring theme about balancing quality vs. quantity, especially when it comes to what’s affordable versus what might feel like an indulgence. I absolutely get that—after all, we all have our own lines in the sand, influenced by budget and priorities. For many, it’s easier to spread out smaller amounts for more frequent experiences, as opposed to saving for one high-end encounter. In fact, it makes sense: if you can get multiple experiences for the cost of one “wishlist” provider, why not go for quantity if it still brings satisfaction?

 
However, I do think it’s important to remember that “wishlist” providers may always stay as just that—wishlist providers—if the conversation/mentality doesn’t shift. A lot of the feedback I’m reading here, while valid, points to the challenge of stepping outside of what’s been comfortable or affordable, which inevitably keeps many of these providers as just a dream, an ideal to long for. Maybe there’s an unwillingness to take that leap, or a hesitance to change financial priorities, but it’s clear to me that many will keep these higher-priced providers as a dream and never fully step into the reality of affording or experiencing them (and that's okay).  

 
I completely understand that the increase in rates is difficult to swallow, especially if it’s not matched by consistently high service AND an increase in disposable income. The reality is that many providers have had to adjust their pricing to reflect both the cost of doing business and the level of service we offer. That said, it’s a balancing act: I’m in the same boat of having to weigh what’s sustainable for my business and what keeps my clients coming back, while also maintaining the highest standards of service and connection.

 
What’s especially interesting is the quarterly debate that tends to happen around how the economy has affected the mid-range market. It seems we’re at a point where providers are either lowering their rates to appeal to a higher volume of clients or raising their prices to attract those with a higher disposable income. Unfortunately, this shift has resulted in a shrinking mid-range market for clients and providers— everyone is feeling the squeeze. It'll be interested to see what happens during this next administration.

 
As for the whole "cash on hand" situation a few brought up privately, it’s an interesting thought. I do want to clarify that while many may assume it’s all cash in hand and no taxes, that’s simply not the case for many. Like any responsible business owner, we pay taxes —whether it’s cash, card, or otherwise because to have a strong financial future, whether buying a home or saving for retirement, it’s essential to claim everything we earn—just like any other professional. Hell, to even rent an apartment or those well-appointed static incalls you need proof of income and bank statements alone don't always work anymore.

 
Thank you again for all your thoughtful input.  have more questions but they are rhetorical in nature so I'll let them be.  
I hope we can keep this conversation going in a positive and respectful way, as I think it brings up important discussions for both clients and providers to reflect on in the ever-evolving landscape of this world.

I so much appreciate and value your thoughtful insights. Please continue to share them.
Also, rhetorical questions are fabulous, and really, isn’t this the forum perfectly suited to them?
PLEASE share them.  
Your adoring followers are waiting breathlessly!