I'd say that if there was such a road to riches the competition would be greater and therefore the asking price would be lower.  As a libertarian we have to allow that the market seeks its own level.

Save up some money and from time to time find a lady you like to be with and enjoy her.

It should be legal with very strong punishments for anyone who tries to force someone into being a sex worker.  Beyond that, people will make their own decisions about how to spend their money.  Some of those decisions will be foolish.

If a provider's phone is ringing off the hook, obviously she can get away with raising her rates.  If there are clients she really likes, she can grandfather them at their old rates (as my ATF does with me).  If the phone is silent, she's going to have to lower her rates or retire from the industry.  The market dictates the price.  There are obviously enough people in the area who can afford to pay $300-350 an hour, or the rates would be lower.  Also, there's the question of how often we clients partake of the services.  In my case, I'm only able to do this every other month, with the lower-than-average prices.  I would rather do it once a month, of course, or ideally once a week, but I do what I can within my means.  If there are more guys in my boat, rates will eventually come down.  On the (better) flip side, if I can get out of my hole and am able to afford more frequent playdates, and this is the case with everyone, the average will eventually go up.  There's always civie women out there to pursue in between playdates.

While what you wrote meets the definition of disposable income, I would argue that what needs to be considered is one’s discretionary income.  I.e., the amount of money left over after one’s monthly (and/or annual) obligations have been met.  In addition to the taxes you mentioned, one has other obligations: mortgage or rent, car payment, utilities, etc.  These need to be paid before counting the hobby money.  And depending on income and personal situations, discretionary income can vary significantly for people at the same income level (as can tax obligations).  

The hobby, like many other activities, can get expensive- no doubt.  But one can control those expenses by playing or not playing.

I’m not sure where you got the 30% figure for a provider’s expenses; seems inflated to me, but I’ll agree that it sure seems quite lucrative for the ladies.   (How did you arrive at that figure? I can assure you that 2 of the 3 women you’ve reviewed don’t spend but a few dollars a day- far from 30%.  I don’t know the third woman, so I cannot comment.)

I don’t understand your comment about providers focusing on daily/weekly earnings vs. hourly rates. The market dictates hourly rates.  If prices are too high, fewer can play.  If prices are too low, you’ll raise rates (inflation) because you’ll have too many dollars chasing too few goods.  I.e., everyone can play.  It boils down to making the most money for the least effort. (Think of the supply and demand curves.)  Finding that balance.  Some providers are comfortable seeing fewer guys and making a bit less per year but more per hour.  (Result is more personal time.)  Some providers need more weekly, monthly, or annual income, so they’re willing to see a few more clients- perhaps at a lower rate.  (Result is less personal time.)   I don’t think there is a formula that will make everyone happy as you wish.  For the guys, that would be the best pussy for free anytime anywhere.  For the women, it’d be endless money for putting out the least.  

I agree that the hobby should be decriminalized and regulated- to a certain point.  E.g., health and safety concerns.  As far as being taxed?  Hell no.  We’re taxed enough already.  Providers would pay income taxes (sure they would) and registration fees to cover the regulatory costs, and clients are already taxed on their income.  

Bottom line:  it’s the free market. Actually more of a free market than you realize. More free than the business world because the hobby lacks all the expensive taxes and regulations. You’re free to play or not. No gov’t agency is dictating you do this or that.  Want a $400/hr experience? You can find one.  Want a $200/hr experience? You can find one.  Point is:  Provider decides what she wants to charge. You decide what you want to pay

$300 per hour seems to be the norm, other than in NYC.

I don't understand this post. You need $104,000 a year to see a $300 hooker every day? But who even wants to do that?

... and assumed the Provider does pay income taxes but a few posts mentioned that it's tax free income. Any independent small business operator who deals mostly in cash payments, has a lot of flexibility in choosing how much income to report at tax time. I think of a handy man type of business where someone can provide all sorts of services like small construction jobs, home repair, lawn & landscaping, snow removal, etc. where payment is often made in cash and the business owner chooses how much to report based on how little they feel they can away with. Paying no taxes on significant income with no withholdings will eventually draw the attention of the IRS and result in tax and legal trouble.  

Providers likely cannot claim travel and wardrobe expenses as tax deductible. Maybe some mileage expenses if they provide outcall services but frequent air travel around the country or internationally would come under close IRS scrutiny and, if allowed, only those costs which exceed a certain percentage of the income threshold would be deductible. Same as for wardrobe; a Provider who lists her occupation as Personal Assistant, Personal Trainer or Event Organizer can argue that they are required by their profession to dress in a certain manner, as am I and so as many or most of us here but our wardrobe costs aren't deductible and, if they are, only those costs which exceed the designated threshold are deductible. I recall a case several years ago where a stripper had to go to court to argue that the cost of her breast implants should be considered a business expense as a necessary cost of her ability to earn income. The IRS felt differently but I think she eventually prevailed.  

Decriminalization of prostitution likely wouldn't result in extra taxes, fees or regulations. Legalization of prostitution likely would. The government (state & local most likely) would impose licensing fees, background checks, intrusive medical evaluations and public disclosure of a Provider's real name and address and record keeping of client's names and dates of appointments. Also, it may require a Provider to follow standard anti-discrimination laws and require her to provide her services to anyone without regard to her own personal discretion.  

Is this thread a great example of wut many ladies would describe as 'mansplaining' ?!  

You say you are Libertarian and then say this "regulated and taxed" you sir are no Libertarian! Taxation is theft!