Hi Dajo,
"I connected with a woman on an adult personals ad site and one of the first things she told me about herself was that she is a provider in the TC area."
I don't think it is rare for independant providers to use adult personals like live links to look for business. They obviously cannot say they are an escort so they post an ad and see what happens.
"I stumbled across this site a few days ago and found a review of a session with her - it appears that at least for this guy, she did quite a bit more than she told me about."
Well, be careful with reviews. The vast majority of reviews on TER are very accurate, but there are some discrepancies. There is one review of NO provider that lists BBBJ. He thought that since her shirt was off, she was 'bareback'! This kind of thing is rare, but can happen.
"I'm looking for a relationship, not a business transaction. She says she is too, but I'm wondering..."
I would wonder too.
"What do folks think about having a relationship with someone in the business - besides the obvious things like the risk of STD's and the occasional bout of jealousy, what else would I have to live with?"
I have never dated a provider, but I think you would have to live with quite a lot I think, it depends on how you feel about the person. Personally, the providers I see, I like very much. I think they are good people. So, if a relationship started, it would be different, but since I knew the score going in, dealing with her being a provider would by my issue, not hers. There would have to be a lot of mutual understanding and trust at the very beginning - which it looks like you might be lacking.
"Do you think it would be worth it?"
In that very rare circumstance with the right person - I think it would! Judging from what you have said so far (trouble dealing with her being a provider and *ahem* checking up on her story), it sounds like it probably would not work in your case.
"I've been reading about the MGC saga on this board - what are the risks that she would get busted (she is an independent)?"
LOL. The "MGC Saga" is an occupational hazard of this hobby. All escorts and clients are always under varying, but high degrees of risk. Sometimes we get comfy and think those risks don't apply to us, but they do. This hobby is NO more or no less risky than it was before the MGC situation. It is and always has been high risk for LE and, possibly even more seriously, discovery by friends or family or co-workers.
"And if I was her boyfriend, what would my legal risks be?"
I would think you would risk possible harassment as an associate, but would be under low risk of conviction. Unless you participated in her business at all by taking calls or providing transportation, your legal risks are probably very minimal compared to hers.
"I've looked at MN statutes and although I can't say that I truly understood everything, it looks like they are mostly aimed at people who are trying to exploit underage people or generally coerce people into the business. Couldn't find much that seemed to apply to her or me. Anybody have any insights into this??"
I think you are absolutely right there. LE focuses on cases of underage, abuse, and drug use. Those are the people they want to nail the most (and rightly so). I once saw an interview with a Vegas Vice Officer who said "If people kept everything out of the public eye, I would never run into them. I don't care what someone does in their own home." But when activity occurs in public, LE will eventually notice. But this is MN, and the ultra-conservative "community" here demands more from LE than street sweeps and hotel busts.
"Also, given the MGC saga, I'm wondering if she isn't laying low and putting me off because she can't be sure I'm not a cop. Any ideas on how to reassure her on this score?"
LOL. I can give you one suggestion for reassuring her you are not a cop that works VERY well for me, but I don't think that greeting works as a "fine how do you do" in a social situation!
Just hang out with her. LE does not have the time or resources to go on multiple social dates with a single, independant escorts. She will realize that.
As far as "The MGC Saga" goes - the only unique thing about it is that it has been played out in public message boards. This was simply because MCG had a great website, ran a great bidness, and had VERY favorable (and well-deserved) 'internet buzz.'
This is a risky activity we participate in and busts happen every day all over the place. They just don't usually get displayed on public boards where every swinging richard can come in and post panicked rantings about how frightening it is. Everyone needs to be careful at all times.
Honestly, it sounds like you have understandable difficulties with her being an escort and you mistrust her enough to check up on her story. In my uneducated opinion, it probably wouldn't work out.
You might want to try that "bidness transaction" thing and see how it works out! ;-p