okay okay, I think I've got a good idea of the plans out there.

Can anyone recommend a good phone?  Can anyone warn me of phone to avoid, one that sucks/slow/poor quality.... etc....

appreciate the advice....

Try Voicestream or what it is now ...  TMobile.  They used to have a rate plan for 3000 anytime minutes for $49.99/mo.  I don't know if that plan is still available but if you ask the local rep they might be able to help you out.  Also, AT&T wireless is offering great deals right now.  Hope that helps!