Pros for Indies: Once I've seen them, I can usually book an appointment if they don't advertise. I can usually stay longer than the time I paid for.

Cons for Indies: Sometimes they will flake. It takes forever just to book with them because of verification. It takes longer for them to respond. If you see a few girls within a month, its difficult sometimes to request for verification because I feel that I abuse their privileges.

Pros for agencies: They always have a fresh selection of new girls. They are easy to book once you've booked them. They don't usually flake. They are usually on time.

Cons for agencies: Same reason you mentioned. Your information is stored in their database. Giving up personal information is not good, and we all know why. I don't mind giving provider references, but that's as far as I'll go.

I have used agency's and Indys on and off for about 10 years . I agree with the post above and there is a lot more pros and cons to both views . However the biggest concern is the personal information . IF you see twenty Indys you have your information in 20 hands . VS one or two agency each agency with 20 ladies.
I think the agency way may be safer. No matter how you look at it that much information out there is not a good thing.