away with your envelope did she? If fact, she was probably laughing. You are really worrying about depressing her?
How about the next guy? Write the review. That's what TER is for.

I have a dilemma. What to do and make sure it’s the right thing. As some of you providers know me, over all I have a good heart so last week I saw a provider with only 4 reviews 2 good and 2 bad reviews. Well as I learned the bad ones did her justice. She was a sweet girl but should not be in this business. I know deep down she really needs this job and has been on hard times. It was so bad all I did was sit down and talk to her for the hour gave her the envelope and sent her on her way. Now I just chalked it up as a lost but now what do I do, write a review on how bad it was (which will really depress her more) or do I just leave it alone and write nothing.

Thanks but also to add her looks she is about 60lb heavier than she stated  at 145 and about 10 years older than she stated at 40 on her site. Not very appealing but a very sad case.
But you are correct about TER and what this site is for

"She was a sweet girl but should not be in this business."

In that case even for her sake you should write the review.  Otherwise she'll just drag things out longer than she should, another negative review might convince her she should quit.

I would do a review and maybe there is another guy out there that would pay to listen to her talk. Bummer

to help someone, but this is a biz.
Hell, i've been without work for two yrs and i'm surviving, but, i have the help of others.
So, their is your dilemma, does she have any help?
Tough call, go with your gut!  
Some questions are better being left unposted  IMHO