FKK Clubs

Re: Foreign ATMs
that23guy 40 Reviews 2099 reads
posted
1 / 7

OK. I'm definitely sold. I have been looking over the threads and I pan on visiting Frankfurt within the next few months. Definitely will hit Sharks. Maybe Oase, but sounds like Sharks will keep me happy for the two or three days I'm likely to visit.  

My question is in regards to money. I'm not used to international travel and only visited one FKK so far, and only spent time with one girl there. So I'm not sure what makes sense and works for the amount I'll need for three our four girls over 2 or three days.  

Are credit cards accepted, or is it cash only? I assume cash for the ladies, right?  

So, I'm assuming I'll need to plan on carrying a large amount of cash over from the US? Convert it somewhere in Germany (airport or hotel) and just be very careful?  

I assume withdrawals once there are more difficult, dealing with going to banks and with withdrawal limits at ATMs?

Any advice? Thanks.

flyguy65 992 reads
posted
2 / 7

I travel oversea a lot for work.  You'll always get the best exchange rate by going to an ATM.  Getting cash from an ATM overseas is no different than getting cash from an ATM here.  DO NOT change US $$ for Euros at the airport.  You'll get charged high commission fees.

Depending on who you bank with, it is possible that you will get charged a foreign transaction fee on top of your withdrawal.  I have chase and they charge $5 per non chase ATM withdrawal plus a 3% foreign transaction fee.  That could add up quickly.

Look into opening a Schwab checking account if your're not going overseas anytime soon.  That's what I use when I travel overseas.  There is a $1000 daily limit and no foreign transaction fees.

icebear 851 reads
posted
3 / 7

Posted By: flyguy65
I travel oversea a lot for work.  You'll always get the best exchange rate by going to an ATM.  Getting cash from an ATM overseas is no different than getting cash from an ATM here.  DO NOT change US $$ for Euros at the airport.  You'll get charged high commission fees.  
   
 Depending on who you bank with, it is possible that you will get charged a foreign transaction fee on top of your withdrawal.  I have chase and they charge $5 per non chase ATM withdrawal plus a 3% foreign transaction fee.  That could add up quickly.  
   
 Look into opening a Schwab checking account if your're not going overseas anytime soon.  That's what I use when I travel overseas.  There is a $1000 daily limit and no foreign transaction fees.  
Sharks actually has an ATM in the club. Oase doesn't, but you can use your credit card at attrocious rates. Just go past an atm before you go to the club, hell fairly often you see a guy finish a session and walk to the atm to get money before he can pay the girl (I' d never take the risk of it just going out of order or something like that).

sympathyforthedevil 54 Reviews 926 reads
posted
4 / 7

What how much would an evening cost?

Max101 8 Reviews 798 reads
posted
5 / 7

Posted By: flyguy65
I travel oversea a lot for work.  You'll always get the best exchange rate by going to an ATM.  Getting cash from an ATM overseas is no different than getting cash from an ATM here.  DO NOT change US $$ for Euros at the airport.  You'll get charged high commission fees.  
   
 Depending on who you bank with, it is possible that you will get charged a foreign transaction fee on top of your withdrawal.  I have chase and they charge $5 per non chase ATM withdrawal plus a 3% foreign transaction fee.  That could add up quickly.  
   
 Look into opening a Schwab checking account if your're not going overseas anytime soon.  That's what I use when I travel overseas.  There is a $1000 daily limit and no foreign transaction fees.  
Two more things:

1. Make sure you have a four-digit PIN.  European ATMs can't handle anything longer;

2. Some STMs give you the option of debiting your account either in USD or Euros.  Always take the Euros option and let your own bank do the exchanging.  It's cheaper.

lil_ol_me 69 Reviews 797 reads
posted
6 / 7

In addition to my normal Credit Union card I opened a 2nd account at a separate bank I keep a min balance of $2K (so I would not have any fees associated with the account) I plus it up when I travel, ..  This way if anything happens to my primary account I have a backup..

lizard50 719 reads
posted
7 / 7

If you have a chip-and-PIN card, then it shouldn't be an issue having more than four digits. In Switzerland 6 digits is the default, and it's 5 in Italy. I've used a 6 digit card without problems in the UK, Holland, Germany, Austria and numerous other European countries.

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