An 82 year old man who has been fishing since he was a young boy was in his favorite spot on a familiar lake when he heard a small voice saying, "Pick me up!!"  

The old man looked around, leaned over the side of the boat and there floating in the water was a frog looking up at him.  "' Did you say something?" the old man said in disbelief. The frog again said, "Pick me up, and if you kiss me I will turn into a beautiful 22 year old woman and be forever yours!"

The old man thought for a moment, looked at the frog, picked it up and put her in his top pocket.  The small voice shouted "Didn't you hear me??  You could be the envy of every male you know!!  Heads will turn when we walk down the street!"

" I thought about it," said the old man, "but at my age I'd rather have a talking frog."