Boston
My girls almost never get sick but they all seem to have car problems, boyfriend problems, problems with their kids, lost Id's, lost wallets, missed the train or bus and every other kind of excuse you can think of! LOL
Jill
I know from my own experience that if providers really had all of the car accidents they claimed, insurance companies should charge a "provider premium" for car insurance!
Have fun, MG
The last time I posted locally about business being slow, I was accused of having an agenda. Watch your step MG...them's fightin' words in some parts. 
Oh well, I couldn't resist adding my two cents to this thread.
Since everything that we do here is based on fantasy, I'm not sure if you're not asking for too much. The hobby world is the last place to look for a straight answer to even the simplist of questions. Having said that, I marvel at the fact that people don't often see that it's more beneficial and, usually, less work to just tell the truth!
Take care all!
thirsty
P.S. I can't say enough about the great job that Dingus is doing here. Now, he's even taken on the task of taming those "Yankees lovers" on the NYC board. .
Yes, I read where you've been a "bad boy".
Believe me, you have nothing to worry about. There are others there who shill their brains out, yet nothing is ever said. Instead you and others get spanked by those "good ol' boys".