There are posting boards and chats on TER... you can have one to one chat during off hours if you meet someone in chat room:
The TER Lounge    Number of users: 8/500
Transsexual Number of users: 0/500
Los Angeles Number of users: 0/500
San Francisco Number of users: 0/500
Seattle Number of users: 0/500
MODERATORS ONLY Moderators Number of users: 0/500
DC Number of users: 0/500
Minnesota Number of users: 0/500
Atlanta Number of users: 0/500
New York Number of users: 0/500
Boston         Number of users: 0/500
There are also hosted chats with regular provider guests in the lead.
And as for how to, am hoping your already know how to talk...