in some of the dumps I've been to for incalls.  Admittedly, some are nice and upscale.  Many are not.

If the address was your exact address and the hooker was your wife.  

"Honey, I will be right back. Going to the ATM so I don't have to short you for the next hour."

Early in my hobby days, I lived in a large apartment building and always requested outcall. I never scheduled ahead back then, I just wanted the provider to show up as soon as possible. The building had a security setup where visitors had to call and get buzzed in by a resident.

One time, the provider said that she was available and would immediately head over to my place. Five minutes after our phone call , there was a knock on my apartment door and it was her. The only way she could have gotten there so quickly was if she was already in the building. I suppose she could have been there to see another client before me, but she wasn't wearing a winter coat on a cold night, so I assumed that she lived in my building.

About a year ago I was making small talk with a woman in the laundry room of my building, didn't think anything of it at the time. A few months later I'm browsing through TER reviews and see that this woman looks sort of similar to the woman I saw in the laundry room - I start reading the reviews and several of the clients describe details about the incall that sound peculiarly similar to my building.

I'm still not 100% certain and I can't recall seeing the woman in the building since then...but part of me has always been really tempted to make an appointment with her just to know for sure

I held incall at a hotel and a guy sent me a request. Turns out we were at the same place on the same floor.  

So awkward as I was heading to the gym next morning and he was there working out. Then went to Starbucks that evening and he entered as I was leaving.  

So he emails me to schedule again that night and all the random run ins inspired us to reenact a fantasy where we met at the bar and pretended not to know each other.  

Ahh one of my favorite encounters lol! Was so easy to get warmed up thinking about how much fun we had the night before. (This is why repeats are great!)