TER General Board

Re: Re. donation cards
jjllrrkk 1157 reads
posted
1 / 10

I have been looking around for cards to transfer donations to, that don't have some type of charge, or maybe I am reading  the information wrong. Where can I find a donation card that has no transaction fees? Thank you

impposter 49 Reviews 350 reads
posted
2 / 10

First, it isn't clear whether your want a card to GIVE in payment or to RECEIVE as payment.  

Second, it mostly doesn't matter, except both parties need to agree to use such a card. A client with a card can spend it on Amazon or eBay if there is no Provider willing to accept it as payment.

MOST IMPORTANTLY, gift card scams are a major problem for all concerned. As a client, if you buy a gift card and load it with cash, the scammer might empty it before you can make the second phone call to get the room number.  As a Provider, if someone pays you with a gift card and you even go on-line to check the balance and it looks good, a partner in crime can empty the card before you get a condom unwrapped.  

IF YOU ACCEPT A GIFT CARD AND CONFIRM THE BALANCE, TRANSFER IT IMMEDIATELY TO A MORE SECURE ACCOUNT THAT CAN'T BE HACKED.
Posted By: jjllrrkk
I have been looking around for cards to transfer donations to, that don't have some type of charge, or maybe I am reading  the information wrong. Where can I find a donation card that has no transaction fees? Thank you
See:
http://www.scambusters.org/giftcard.html  
http://www.tripwire.com/state-of-security/risk-based-security-for-executives/risk-management/gift-card-fraud-how-its-committed-and-why-its-so-lucrative/

and other web sites

mrhuck 15 Reviews 336 reads
posted
3 / 10

I have never heard of a provider that wouldn't prefer CASH, why not stick with that ?

zgjsmhdgk 53 Reviews 328 reads
posted
4 / 10

Sometimes providers require a deposit for dates, e.g. if a gent wants to fly them to another city. Cards can be more practical than cash for the up front portion of the donation in these cases.

MarieSimone See my TER Reviews 300 reads
posted
5 / 10

If you are booking a $500+ date I don't think you should be worried about a &5 service charge from Amex or visa...

ripmany 9 Reviews 234 reads
posted
6 / 10

Thay have and amount and check number that make good most lot lizards should be able to cash them and if she try to run you can call comdata and have it stop.

jjllrrkk 337 reads
posted
7 / 10

Thank you for the information I am newbie and the one provider I have booked mentioned in her profile that she accepts this type of donation.  

Posted By: LisaLang
going to CVS and purchasing the Paypal cash card (they don't sell them at Walgreens and some other stores any more) https://www.paypal-cash.com/  
 once you buy it you can email the provider the code numbers. You have to pay an additional $4 per card and each card has the maximum limit of $500. And it wont be traced to ur CC. Only works if the provider you're interested seeing has a PP account and accepts it. If she does, most likely she has a PP card to withdraw the funds from the ATM.  
   
 it looks like this:  
   
 http://travelwithgrant.boardingarea.com/wp-content/uploads/2015/04/PayPal-My-Cash-Card-Blue-Front.png

mrhuck 15 Reviews 266 reads
posted
8 / 10

My mistake Iv'e never been in the position to prepay a provider.

mrfisher 108 Reviews 223 reads
posted
9 / 10

that the Feds pressured the company into stop selling?

If so, it's probably only a matter of time until the Feds clamp down on them.

Or, given PP's proclivity to screw providers by taking their money if they suspect any illegality, maybe the Feds will let them continue so that providers can have their hard earned money stolen from them.

It serves them right, after all

impposter 49 Reviews 314 reads
posted
10 / 10

As the Gift Card Scam issue and warning comes up every now and then, I seem to recall that Stephanie (MatureGFE) said that PP Gift Cards are of a different ilk and are safer (harder for the scammers to crack and authorities to hold up).  

With Green Dot and other prepaid Credit/Debit cards, you are putting cash into a financial institution regulated by US Banking authorities. That limits the amount of cash transfers and overseas payments but otherwise doesn't seem like a problem for you to give a loaded card to your hostess. The PROBLEM is the scammers who might empty the store bought card before you have time to unzip your fly or unhook her bra.  

With a PayPal PAYMENT to a business that is questionable, PP can just seize, freeze or mess with the funds. Bye bye money.  Direct payment via PP is thus no good.

With a PayPal Gift Card, SOMEONE (client? escort?) goes into the 7-11 or CVS and pays cash in order to get that cash into their PP account. The PP Gift Card is the means to do that. You can't extract the cash into a Swiss or Russian or Chinese or non-PP bank account ... directly. But I suppose scammers might figure out a way to create PP accounts, scrape the GC clean and then quickly empty their PP account into another fund. In the meantime, there is no way to tell WHO paid cash at the brick and mortar store so that Lisa can put some cash into her PP account in order to buy a nice lingerie set from VS using her PayPal account.  

Right now, it's the banking regs, the scammers and PayPal. The PP GC is still subject to banking regs but seems to be a step ahead of the scammers until the scammers can figure out how to divert the flow:

1. Cash to CVS or 7-11.  Activate card.
2. Cash then goes to bank or place handling the cash/debit cards
   [scammer attack point]
3. Card to escort and then to her legit PP or bank account  
4. and then to VS or Omaha Steaks.

versus

1. Cash to CVS or 7-11. Activate PP Gift Card.  
2. Cash then goes to PayPal.
    [no scam attacks, yet]  
3. Escort then transfers cash to her legit PP account  
    [no scam attacks, yet]
4. and then to VS or Omaha Steaks.

At least for now, PP GC seems OK to use.  But I'm still a cash kind of guy.
Posted By: LisaLang
I don't think they are. Green-Dot works like a prepaid card. And with the PP cash card, the money is deposited into your PP account once you enter the codes from the back of the card. Once the funds hit your account you can either shop online to any stores that accept Paypal as payment; deposit the $ into your bank account via PP; request a check from PP; or get cash out of the ATM with the PP debit card (you have to request the card to be mailed to you).  
   
 I have heard of Paypal suspending and keeping all profits with high risk transactions when clients directly send money to the providers but never heard of this happening with the cash card. I don't offer this method of payment very often out of fear that it may happen so I don't know how to answer that question. There seems to be no information about that online.  
   
 Hope that helps!  
   
Posted By: mrfisher
that the Feds pressured the company into stop selling?  
     
  If so, it's probably only a matter of time until the Feds clamp down on them.  
     
  Or, given PP's proclivity to screw providers by taking their money if they suspect any illegality, maybe the Feds will let them continue so that providers can have their hard earned money stolen from them.  
     
  It serves them right, after all.  
     
 
-- Modified on 7/31/2016 1:12:15 PM

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