A new lady who is UTR is ready for reviews. She has no P411 or Website.
Can a review be written with only contact information (Email and telephone number)?

...Ad, a web site, P411, an agency profile, something.  

I'd go ahead and write the review (the details)then save it, encourage her to get an ad up (or a free web site), and then submit the review once she has a web presence.

unless of course she said it was OK, in which case she is not truly UTR.

However, she does need a web presence of some type with photos, so no, she can not be reviewed with just the info you mention

photos are not a TER requirement.  A web presence is.