I've had some experience with credit repair.  Good & Bad.  I'm interested in knowing what you know.  Like any one with bad credit, I don't have a lot of extra bread to throw around.  I have my own business wich went south on me right after 911.  I had over 100,000 in business cancled right after, because what I sell to corporations is not a necesity, but a fun thing.  any way I hired an internet law firm for $70.00 dollars a month that does kind of an automated challenge thing.  Problem is when the creditors don't respond to the protests in the time or way they are suppose to, they don't jump on that issue and challenge it.  They assume that the creditors will poolice themselves and remove it   Like that's the way life works.  I've actually had some sucess myself by calling the creditor and asking them to remove information.  Most will not.  They dig thier heels in.  I'm in the process of sending for a couple books on the subject from borders on line.  The idea is to start challenging everything, and when the creditors don't respond in a timely manner, documenting it, and DEMANDING that it be removed.  Know the rules, keep records, and document everything, and you can do what someone that would charge you $1000's would for.

where would you post a thread if you were looking to get laid? FinancialInfo.com?