My word, I go abroad for a little R&R and upon my return the wheels have come off the (DOC) love bus.  I've been engrossed with all the tit for tat and tiddle tattle about the mutual separation between TER and Doc.  It's made for enjoyable reading I must confess.  I must thank you all for your passion on the subject.  This much I know;  Doc has helped me personally with an arrangement or two.  For that I thank you.  However, I've seen more than a few of the same providers Doc has reviewed and feel that some reviews were motivated by something other than altruism (or ego as we all fall prey to).  I don't wish to prolong the bitter divorce, but I've always wondered if a preferred rate has been negotiated for Doc with some of the higher end agencies?  If so, this would certainly call into question the veracity of reviews posted.  This has been told to me by more than one provider and my contact at one of the agencies. I wish you well and again thank you for your efforts.