...to read every post.  You've got an employer who keeps your nose to the grindstone.  You're still busting your ass to save for retirement, yet you're counting on Social Security for your retirement.  Your son lost his health insurance.  Man, that's a lot of stress!  It must be taking 20 years off your life.

Unlike you, I DO have time to read every post, should I choose to do so.  I haven't worked in over 20 years because I retired in my thirties.  I made a lot of money working, invested wisely and my income has been greater every year than the year before (Yes, St. Croix, I don't own a single share of stock).  The only thing I'm counting on my Social Security check for is to light my Cohibas (that's BS, I don't smoke).

Both my parents lived into their 90's and I look forward to doing the same.  Sucks to be you.