I actually don't even know how much or who I owe.
After a bankruptcy I stop owing some.
I don't care about credit, credit scores or stupid jobs that check that and/or drug test.
It's NOT what our founding Forefathers engineered, in fact it is the antithesis. The new Corporate America encourages debt, debt, and more debt. That is how they keep you and the fools next door on such a short leash.
FUCK the Federal Reserve and all the profiteering banks. Party hard, run up your limit to the MAX. Then pull the pin and leave them a moldering corpse to collect from. They are the evil, they deserve to be fucked over by the populace they greedily fuck over every day. Let the rotting bodies of lynched banksters fester in the sun and then burn them all in a common crematorium, only pausing occasionally to piss and spit on their incinerated corpses.