Buddy trust me I'd rather laugh about it then cry. Prior to the car insurance it was just reg household bills and living expenses and I admit I like nice things and I like them even better when I've worked for them and they gave not been handed to me. Then there was the rug rats college tuition which still has 3 more years to go, but if he doesn't get his ass in gear he'll be going to a community college in stead of away at college living the high life! Then came the house in Fla but at least that morgage doesn't start till after closing, many many months away. The car insurance is the cherry on top! Thing is without the car it wouldn't be possible for me to be able to visit many of you and of course be able to take care of my responsibilities so the car while it has it's huge  down side has many many positives and I wouldn't give up my independence for the world! Besides after just getting a fresh paint job and cruising into NYC this evening with it made me realize how much I missed it. I just need to steer clear of speeding tickets!