2015 was one of the toughest year for investment and almost all the sectors and indexes were losing money except the US dollar. It was also the most volatile year in history, worse than 2008 and 2011.  I hope everybody was doing OK with your money.  I wish 2016 will be a good year, and everybody is making extra money for your hobby!

...but I prefer to look at investments in averages over time.  Personally I saw a loss around 8% for 2015, but when I balance that against the nearly 17% gain of 2014, the average looks pretty darn nice.

My financial advisor said this is the worst year since 1937.  

You are right.  The S&P 500 was only down less than 1 % in 2015, way less than 2008 which was down ~40%.  However, the volatility was very high in 2015, which makes it extremely difficult to make money for most investors.  

Consider evaluating other financial advisors!!!

Wow, never thought that it can go that far.  It was indeed probably the most volatile year in history, if not the most, it must be very close.  Because in 1937, volatility products did not exist.  For most passive investors or investors who trade volatility products, it's just extremely difficult to make money in 2015.  However, for traders who mainly sell option premium, 2015 was a golden year.  I am happy that 2015 was behind us and was only a history.  A bad year usually followed by a good year in history.  We are looking forward to 2016 and hope it will be a more prosperous year for us, because it will benefit both hobbyists and providers.    

That was a story from CNBC.  Here is the link:
http://www.cnbc.com/2015/12/30/2015-was-the-hardest-year-to-make-money-in-78-years.html

My oil stocks tanked and my hobby expenses sored. Probably was trying to kill the pain of financial losses with the pleasure of the ladies.

I kept a decent amount in indexed funds but moved 80% of my total value into annuities with a guaranteed interest rate of almost 7% plus a 6% bonus payment when I put the dollars in.  

Just invest in gun companies, ammo, and the company that makes TRUMP posters.

2015 was tough.     2 big gains were wiped out by the rest in gas and oil.   Should have sold them all.    When you get greedy you don't know when to fold.   Another year is upon us.   2 good things though the girls were beautiful and the sex was astounding.

hope everybody is doing OK.

A melt down in China was inevitable.. A good time to be buying  is my guess..

I would be very cautious buying right now.  The down trend is very clear, no matter short term or long term, all looks ugly.  Short the market might be a better bet in 2016, but who knows.  The volatility is high, I would stick with option selling strategy.

...you know.  My investments have returned more money every year than in the previous year for over twenty years, all the while appreciating in value.  One example - I invested 250K in 2008; today I receive unsolicited offers on almost a daily basis to sell my investment for $5 million.