I am writing to ask advice from anyone who happens to be a lawyer.  

Credit companies let it go. You should have let it go since you didn't press the issue 8 years ago.  

but don’t be surprised if you receive a number of responses pillorying you on a number of bad choices you made here.  

Thanks, I know I was stupid. I expect that she won’t  show up because a) she has no evidence and I on the other hand have the emails and b) she could be afraid that I would expose her as an escort. Btw it’s very interesting that she just withdrew all of her reviews on TER, although two exist of her from 7 years ago with her and someone else doing a double.  

You are right about mentioning her husband, although I was extremely careful not to say anything threatening. I guess she took it that way 🤷‍♂️.

What you do depends on your situation.  Everyone is a little different.    
Single or married?  Profession?  what would your employer say if public?  Do you have a clearance? what's your tolerance to being outed or having a record of this on file?

If 150.00 from 8 years ago still eats at you, you're in the wrong hobby.  This could have been handled sooooo many other ways. An extra 30min on the appointment is one way.

I would assume the legal authorities know nothing about the activities and only about the demand for repayment and the potentially threatening tone of the communications. No reasons to think that Mrs X has some incentive to go their either.  

Go get an attorney.  Expensive mistake on your part.  

This is not a matter of money. At this point I’m willing to suffer the loss. I just want HER to stop harassing ME! If she shows up for the (virtual) hearing she will have zero proof of harassment. I just hope the judge realizes she is lying and will make her pay court costs (if any). She would be wise to just not show up. I hope she is reading this!

I know. But she was stupid and decided not to settle. I’m still really surprised that someone who gets $500 an hour can be so petty. She’s a very unstable person.

And this is in English.. But you may translate it in Spanish if you'd like..

There are a lot of crazy women in this biz. I almost think I know who you’re referring to, and if so, the one still active is equally as crazy, and almost worthy of being put out there….but that’s your call. Meanwhile, good luck.

sorry about this. ):  

need a lawyer.

Perfect summary of the situation. The attorney will want a 2.5-3k retainer. I think he will prevail but it will be costly

What kind of person holds onto a $150 debt for 8 years?

That reads as pretty damn threatening to me, plus mentioning her husband on top of it - over 8 years ago? That's fucked up bro. I hope this is a troll post.

Also, why are you going after her? She didn't burn the damn pillow. What makes you think she should pay for someone else's fuck up? Or did you go after her friend, too.

Please explain how you would have emails and she wouldn't? If you have them she has them.

OP is a douche bag to go after the woman after 8 yrs for a measly fuckin' $150 dollars.. What a fuckin' loser..

I'm surprised that somebody who can pay $500 an hour can be so petty.

I said I had the emails and that she had no evidence. The emails show there was no harassment.

Some of the people on here sound stupid.  You don't need an attorney and there won't be any "charges"...

Seriously!  Considering the idiocy of the OP don't you think he needs an attorney to protect himself from himself?

Well, given the advice that none was needed showed up on the day of the hearing mostly a moot point.

Update: I knew I didn’t need an attorney so I checked in at my assigned time 8:30 am. They were about to dismiss the case when she appeared at 9:30 am. I was given the option of simply accepting not to either contact her or see her (which is a joke because I don’t even know where she lives) or request a trial. I was tempted to go to trial but I wasn’t going to pay for a lawyer so I gladly accepted the order for 2 years—-it also stated that I made absolutely no admission of guilt. I am very happy that she will now stop harassing me. She is very mentally unstable and you all would have laughed if you had seen some of the crazy statements she made, including one that “someone” (unidentified of course) had told her I had a firearm. Lol, I am totally anti-NRA and would never even touch a gun.🤣 Anyway, case closed. I will never lend money to an escort again.😀

She requested a no contact order and it was granted (for two years) when you chose not to contest it at trial. Saved you some money on lawyers fees, but doesn’t your name show up if anyone runs a background check on you?

No, the judge made that clear. There was no admission of guilt.

that it's probably not smart to go collecting measly $150.

Read over it carefully. Although the no contact order does not imply an admission of guilt, I find it hard to believe your name won’t show up in a case search for the duration of the order.

Since there was no crime committed, it will not show up on a criminal background check. However, it is on public record and could be found if somebody were looking for it. I don't care at all, I'm retired.

Better hope that nothing untoward happens to this lady or you might be getting a knock on your door from LE.  If it was me, I would have coughed up the attorney fees so I could get a judge's determination there her charges were baseless.

An old joke that a wise drunken guy once told me..

OMG Man. WTH were you thinking? $150? Really? She could have done so many things to make your life miserable.

I’d get a real lawyer and try to settle this out of court. Neither one of you need to have to give your story in front of a judge.  

Hey There STALKER L!!  

^^^^^ This is the only post I believe in this thread. Dude is an unhinged, obsessed nutjob. Who the hell honestly believes this guy isn't some crazy stalker going after someone for 150 dollars from almost a decade ago? He couldn't handle the rejection and continues to harass her all these years later. I bet he got his nut off seeing her again in that courtroom. Somebody lock this thread up already.

It was interesting that he opened the thread saying the alleged victim had no chance in getting the order granted, and then he flips and tried to paint the order against him was a win because he wasn’t being criminally charged.

Thank you. He mentions it is interesting that her reviews have been removed from here too. She HAD to remove them to protect herself from this crazy stalker!! She was afraid he would bring it up in court. So she took everything down. She also has to change her name AGAIN to get away from him!  This is not the first time she has had to do this due to his constant harassment. He is crazy. He is very old, and thinks he is above the law. I appreciate your post. Thanks.

No evidence? Ya! Okay Stalker. I have seen the emails and texts. There was a LOT of harassment! You are delusional.

That’s why the judge granted the restraining order she requested.