Do you enjoy hers?

If so, there is no harm in having a social relationship, as long as you both are very open and up front about it.

If, on the other hand, you perceive an agenda that is not to your liking, then simply decline her offer and state that you'd prefer your time with her to be "on the clock".  You don't owe any explanations.

She will either accept that and you'll continue to have a fine time with her in the client/provider mode; or she'll be wanting to get answers as to why not, in which case I think you should cut off contact as that is a bad sign.

No problem, Girls_For_Breakfast,

Handle it like you would any other woman who comes on to you and where you have to make a decision as to whether you should act on it or leave it alone.

Since there may be no financial side to her invitation, it will be no different than having had a one-night stand and then getting 'that call' afterwards to continue matters....just like in Fatal Attraction, the Reaganomic version of what happens to guys who just can't keep their peckers in their pants

In all seriousness, however, just be a big boy and tell her exactly what you stated here. That you love your wife and that you are not willing to go beyond the stipulated arrangements. On the other hand, I'm sure it's very flattering...but that doesn't mean that you need to act on it if you don't want to...and it seems you don't, so there it is.

As to her intentions, who cares? I don't mean that in a callous sort of way, but just that her intentions are immaterial, since you have made up your mind not to have non-paid relationships outside of your marriage.

And of course, if she's just fishing for more business, then it's up to you to decide if you want to pony up more dollars for more entertainment. Here's just my not-so-humble opinion, though: dialing for dollars is never a classy thing to do. I oppose that just as much as I oppose someone cold-calling me, sending me junk mail with offers, hard-selling me on something in a store, etc. It's just not elegant, even if it may be effective sometimes. So if she is as lovely as you say, then it's possible she wants you on a personal level.

My final advice: be very honest. Tell her that you'd love to meet her on a paid basis. Also, I don't know what type of arrangement you have with your agency [or the kind of deal she has with them] but it strikes me as unusual that a madam would give out a client's email to her worker. So if you really want to stay out of it, let her know that in the future, you'll just book her through the agency, and that's it.  

Now what was it Charlie Sheen said - I pay them to leave, not to stay? I guess sometimes the shoe's just on the other foot...
the Love Goddess

Honestly, I don't KNOW what to tell you.  I do have clients who I would definitely enjoy chilling with on a friendly basis... and I have done just that... but I cannot know her motivations, y'know?  I say, give it a chance, hang out with her once if you can, and OPENLY let her know the nature of your relationship with her, and where that will and will not go.  I think open communication is key here!

Re: The Crush

I have heard of this situations before, one in Seattle and one in Las Vegas of the 2 providers I know.  They did get involved with married men.  Sometimes a married man gets so wrapped up with a woman that she is so beautiful and every man's dream.  He did divorced his wife and marry her.  Well, that marriage did not last very long.  The Divorce got very ugly! This woman continues her business.

The other married man that got involved with a provider, they have been seeing each other for long time, he did divorced his wife and he married the long time provider.  They are still married and she is no longer in the business.

Now, if this woman gets your email somehow without your permission, that is so wrong, only you can provide that.  She is very sneaking to do that, because she can get all the information about the client, which that is one way to blackmail a client if she does not gets her way.  That had happened to another provider I know from Seattle, because she got pissed off at him, knowing he was a married man, she called him at his house and his wife answered it.  Somehow, his marriage got saved and she was banned from the site.  The reasons I know these things, I have friends that are clients and providers that we help each other in anyway we can to protect each other.  I am not new, I was in from 1998 to 2002 (Seattle and Boston)then retired due to the move.  Then I just came back from 2007 to present(Boston and Seattle) and I still keep in touch with all of my special friends.  So, please, as much as you like her and have fun with her and she is beautiful, stay away from her, she is trouble, that is a sign of her getting some action.  So, save yourself and your marriage. It is not worth the headaches.

If you have any questions, please feel free to contact me.

Missy

Far Away from this. If you love your wife like you say you do then you need to avoid this lady at all costs. #1 Rule...Never fall for a married man.

End Of Opinion

so I say get together with her for a couple of drinks or coffee and see if there's a possibility of a friendship. You might find that's all she wants.

Kudos to the young lady for having the cojones to be the one to pursue whatever relationship there might possibly be.

Unless you are ready to lose your marriage, listen to the wise Missy and Brennan.  It is flattering and may be great fun, but it will turn out badly.  The fantasy, of course, is a great friendship well within limits with you as her secret wonderful side friend,  This is most unlikely.  More likely is that you will get involved emotionally and it will begin to interfere with your marriage.  
The fantasy is close to irresistible though.

PULEEZE, take it from someone that knows, this can only produce disastrous results.

After the first couple of sessions with my ATF, I was the one who first suggested a dinner off the clock. She accepted and it was wonderful. Since then, it's almost routine, now that we grab a bite, together after a session. I am married and she claims to have a boyfriend. The average time we are together is 4-5 hours, with only one of those hours being on the clock.

Sounds like a chance at a nice adventure for you if you are up for it. What may happen is anybodys guess.