Dining at the Y is not safe or harmless, you can contract ghonnerea, and syphylis in your mouth. HIV infection has not been ruled out as a possibility.Providers are at a much greater risk as the receiving party as they are exposed to herpes, and even the bacteria in your mouth can totally disrupt the normal balance of a females anatomy and can cause constant urinary tract infections, yeast infections or bacterial infections. It is also possible to get a yeast infection in your mouth called thrush from dining at the Y.
 I don't think I am only speaking for myself as a provider when I say that I wish I could stop offering to allow this but it's really hard because there is so much pressure and so many people take such pleasure in doing it but it's not safe. I can not afford to lose buisness behind the issue but it sucks that I would have to.Hobbiests it seems lately are more and more pressuring unsafe activity and it is becoming more and more acceptable for them to do it as there are many providers providing these services unsafely which in my opinion puts us all at risk.A few minutes of fun or pleasure might be worth a few bucks but it is definetly not worth the potential consequences if you are not playing responsibly.
 With all that said,there is still a way to indulge and protect yourself and whatever lovely lady you are interested in. You can use a dental dam, or even plastic wrap works great.You can also cut a "cover" down the middle and that will work really great as well.It may take away from the intimacy but it will keep you from taking something away from the intimacy that you didn't plan on!!!!!

Even FBSM isn't completely safe as I've heard of providers getting STDs on their hands. The only true solution is abstinence and then you still might get run over by a truck.

Wrapping absolutely everything in plastic is another option but then IMHO things aren't that enjoyable. See the link below for the best safety and price/performance ratio.

Bottom line is that both you and the provider need to individually assess your comfort levels with different activities and adjust them appropriately for different companions as circumstances warrant.

My only hope is that ladies are up front about what they offer and don't rely on false inferences to get business. For example I note the ladies who replied to this thread did so under aliases. I certainly hope that isn't because their actual policies (stated here under alias) differ from what they imply they provide under their business names. There are a lot of "escorts" who make a living from false promises i.e. Austin