however, determining what constitutes a "covered loss" within the terms of the policy is another matter entirely. How is J.Lo going to recover under the triggering clause of the policy? When her bottom sags, which will eventually happen with just about everyone? Is anal intercourse a non-covered and excluded risk?

I have seen a few of those types of specialized policies and for the most part, they appear to be issued primairly for publicity purposes. Generally the policy premiumn is low since the actual coverage is narrowly defined.

"You can get mouth cancer, for instance, which would completely destroy my career. Although it would stop me talking, it would also stop me tasting as well."

I need to taste in order to do what I do best...