TER General Board

If a woman budgets doing sex work can mean no loans to start with,
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Why does all your posts sound hostile to sex work and sex workers? There is nothing wrong with sex work, being a sex worker nor using their services unless doing so at someones expense. If done ethically it is as noble as any honest entertainment profession like video game designer or actor. Nothing weird about it.

As for ladies doing sex work to pay off student loans, providers use their pay to pay off all kinds of debts including student loans just like every other kind of income producing job. Why does this surprise you? You noted yourself yourself student loans can get quite large and honestly providing can be quite lucrative compared to more traditional work even with a degree. It makes sense some ladies would do this on the side or as a main gig to reduce their debt load. My wife provided to avoid student loans while in school. It is indeed possible, in fact likely (I know for sure it is happening) other ladies are doing this at least in part to pay off student loans.

As for it defeating the point of student loans, isn't the point of collage to learn? I am currently enrolled in collage. Even if I got a doctorate it would not effect my income. Education is its own reward. Besides because a lady is providing does not mean she does not have a second career and using her degree in it. Many providers do have other jobs and only do this part time.

And how does becoming a provider mean you haven't "gone into the free market and successfully competed and won"? Is it your view that becoming a provider means you lost. or can't compete? I will assure you the providing is real work, with an active free market, that is quite competitive. If a lady chooses to do this does not mean she can't compete. Dong this right is as real a job as any, including yours and if a woman can do this she can do many other jobs as well. It requires many of the same skills my profession requires for instance. So just because a woman does this does not mean she hasn't "won" in life or used her education. I business degree would teach skills quite useful to a provider.

@who ever PMed me. I do not have VIP at this time. If you wish to contact me please email me at [email protected]. I am not ignoring you I just can't answer now. Sorry.
Posted By: Ridgetucky
OK the latest RT adventure has found me hearing the same story re: Student Loans (I have lost count at this point).  
 Or is this entire thing just me.  
   
 RT  
   
   
   
   
 

OK the latest RT adventure has found me hearing the same story re: Student Loans (I have lost count at this point).  

I have been told by several Providers (that's more than 2 BTW) that they turned to Providing to pay off student loans.  Can this really be true?

Now please keep in mind that I am more than familiar with the burden of student loans.  I wanted to "go away" for school and I did need a certain amount of $$$ to make that happen.  My mistake was financing Graduate School with student loans.  I wish I could get a "mulligan" on that mistake.  But hey live and learn (hopefully).  I have made it clear to my wife that under no circumstances will our kids be allowed to take out loans.  If we can't pay for it then they just have to attend college closer to home.

Wouldn't becoming a Provider defeat the point of student loans?  (i.e., a degree leads to education/skills that can be sold in the marketplace).  I am assuming most colleges don't award degrees in BBBJ, CIM, NQNS.  Be nice if they did but they don't, so.  

If you became a Provider to pay off student loans wouldn't you feel "WEIRD" knowing that your classmates have gone into the free market and successfully competed and won?

Or is this entire thing just me.

R

Over one third of college graduates are now ending up living at home, a four year degree at a decent school can easily run over $200,000, the whole thing is insane!  I think the college and student loan racket is outrageous, these poor kids are being ass-raped.    Kudos to you for steering your kids away from that shit, I graduated with six figures worth of student loans but I managed to be one of the lucky ones who was able to pay them off rather quickly.

If there are providers out there who are doing this to pay off their student loans, good for them, I wish them luck and hope they get rid of that albatross around their necks ASAP.

had just started providing. We met several times and got chatty. She told me her goal was to pay off student debt and buy a car.  She quickly accumulated a long string of glowing reviews.  Recently every trace of her on TER and the rest of the web disappeared.  She was very nice and I hope she met her goal and went on to whatever other plans she has.  Was her story true? How should I know.

So keep on posting ignorant crap here to demonstrate your lack of respect for hookers.  I guess you enjoy it but it's predictably boring for the rest of us.
Haven't you mined this line of thinking thoroughly enough by now?
PS: Does anybody else here miss Udo?

-- Modified on 1/14/2015 10:18:02 AM

Why would you expect YOUR kid(s) to take out a student loan?  How about being a responsible parent and fund the 529 accounts instead of fucking hookers.

Just a thought!

Posted By: Ridgetucky
OK the latest RT adventure has found me hearing the same story re: Student Loans (I have lost count at this point).  
   
 I have been told by several Providers (that's more than 2 BTW) that they turned to Providing to pay off student loans.  Can this really be true?  
   
 Now please keep in mind that I am more than familiar with the burden of student loans.  I wanted to "go away" for school and I did need a certain amount of $$$ to make that happen.  My mistake was financing Graduate School with student loans.  I wish I could get a "mulligan" on that mistake.  But hey live and learn (hopefully).  I have made it clear to my wife that under no circumstances will our kids be allowed to take out loans.  If we can't pay for it then they just have to attend college closer to home.  
   
 Wouldn't becoming a Provider defeat the point of student loans?  (i.e., a degree leads to education/skills that can be sold in the marketplace).  I am assuming most colleges don't award degrees in BBBJ, CIM, NQNS.  Be nice if they did but they don't, so.    
   
 If you became a Provider to pay off student loans wouldn't you feel "WEIRD" knowing that your classmates have gone into the free market and successfully competed and won?  
   
 Or is this entire thing just me.  
   
 RT  
   
   
   
   
 

Baneswolf794 reads

Dumb F#@%*&G post

When I got my undergrad degrees in the mid-80s I was able to do so easily in less than 4 years without any internships.  I worked during the summers at a good paying physical-type job which paid for about 50% of my college costs.  The total loaded cost at my good state university began at about $4K a year and was about $5K per year my last year.  I graduated with about $8K in student loans, which I paid-off in about 5 years.  (Basically a small car payment as I drove an old one instead.)  I got my MBA from a good private university while I worked during those first few years after graduation, and paid for it as I went along without any additional debt.

Today, a college student almost always needs an internship or 3, typically unpaid or poorly paid, to have ANY hope of getting a job in their field.  These internships make it tough for them to work over the summer, and decent summer jobs today are also very tough to find.  Add to this that most decent state universities cost, all-in, about $20-30K per year, and most/many programs now take 5 years to complete -- so $100k-125K for the degree is typical.  Double this for a good private school that is decently endowed.  College students graduate today with basically a house payment to pay!  (And not a small one.)  And double this all again for grad school.

Therefore, I think industrious young ladies working as escorts to pay for their school or school debt is very likely and fairly common -- and also pretty smart!  Plus, frankly, the average sorority girl likely exposes/exposed herself to more risk during 4-5 years of frat parties.  (I was in a fraternity... so I remember well!  Penicillin shots were given like water! LOL)  

As a parent, the smart thing is clearly to fund 529 accounts!  And, frankly, this was one reason while I took a bit of a break for most of the last decade. But, that said, if a family has 2 or 3 kids going to college, most parents will likely never save enough to pay $100K-250K per kid.  Instead of feeling sorry (or pity) for the young ladies working as escorts, feel sorry for the young men who are deep in debt... while many of the most sexual of the beautiful women their generation are spending their time horizontal with us old farts!  Plus, once their debt has been paid off, many of these lovely young women will be BRIMMING with confidence, and will have have successfully started-up, navigated, and ran a small business... and are probably earning the careers that those unemployed young men wish they could get.

(OR maybe how this is just how I justify my time with beautiful young escorts?  LOL)

Why don't you read Rasha's interview. I'll think she'll be just fine. She's not providing to pay off student loans yet (I don't think) but she's a great example of a lady being able to do the P4P in order to accomplish what she has education wise.

Steph

Steph, with respect to paying off students loans escorting is just the tip of the iceberg. Considering what you already know about the girl at Duke, women are using the on camera option as well in the sex industry.  Think about it, it is an industry where women make the majority of the money and are the headliners. With that said, they make a lot of money in a short period of time and if they can handle the psychological stress of the job they can satisfy their financial obligations in a short period of time.  Henceforth, they minimize the amount of interest they would have to pay on those loans and the like.

This must be why they always seem FAR better able to focus on 69, the ultimate multi task, than I ever could!!!  ;)

Don't let the current unemployment numbers fool you.  Even though it is down to an amazing 5.6%, most of the jobs created have been lower skilled, lower wage and part-time jobs. Which makes college grads take jobs they are overqualified for, or worse not get a job because the employer knows they are going to bail at the first decent offer they get.  It's even worse when you consider the participation rate is the lowest in over a decade.  So, with the burden of student debt what it is today, I can see becoming a provider to supplement one's income is an excellent way to earn real dollars, control your schedule for the most part, and even learn about running a business.

If it's OK for a gal to escort in order to pay off student loans, then conversely, why can't I take out student loans and use them to see escorts?

Seems like a very holistic view of the sex money cycle, does it not?

jknice995 reads

I had a similar thought when my bank recently gave me a very hefty (at least in my perspective) line of credit for my business.  

I was calculating how many busloads of VERY fine women could come on a vacation with me!

But sadly I only hobby with money I already 'own', I don't want to be paying off debt for pussy!

 

 

 
 

Posted By: mrfisher
If it's OK for a gal to escort in order to pay off student loans, then conversely, why can't I take out student loans and use them to see escorts?

Seems like a very holistic view of the sex money cycle, does it not?

after having validated your own sense of superiority at the expense of others....

Any guy who wants to wear his wife's wedding dress while fucking a P4P lady, I just can't take anything he says seriously.

:-)

Steph

Didn't he want the hooker to wear it while he fucked her?  Not that it's much less creepy

since he supposedly has such respect for her. Creepily demented.

Posted By: MatureGFE
Any guy who wants to wear his wife's wedding dress while fucking a P4P lady, I just can't take anything he says seriously.

:-)

Steph

hotplants970 reads

You view sex work, as well as your own patronage of sex workers, as shameful and demeaning. On one hand you sit around fantasizing about all the ways you’d like to degrade a hooker, reveling in the illusion that you β€˜own’ a provider for X amount of time. On the other you clearly resent that fact that you have to pay$, and you ask yourself: why the hell would any woman let someone treat her the way I want to, voluntarily? Even for money?  

So the fact that you’re perplexed about why women would use sex work as a strategy to pay-off student loans makes sense. But this dissonance stems entirely from the way you view sex workers and yourself as a client, not how sex workers view themselves, or their work.  

With the costs of higher education continuing to soar, using sex work to pay for college and / or pay off the loans is a viable option. Becoming a provider doesn’t defeat the purpose of student loansβ€”β€”but it can pay them off faster.  

Just one more way women have a leg up on you, I guess

that I played with myself for 5-10 minutes.

I absolutely view sex with Providers (and damn near ALL other women except my wife) as shameful and demeaning.  Why the fuck else would I do it!!!!!!!!!!!!!!!!  But here is the thing I view it as shameful and demeaning for me (because I love being a DIRTY LITTLE BOY all over again).

I love DEGRADING SEX!!!!!!!!!!!!!!!!!!!

hotplants909 reads

not only why you have to pay, (shameful and demeaning sex comes at a premium) but, how those whores you hate having to pay are taking your kids’ education funds, and making that $ work for them.  

There is a certain twisted elegance in that, don’t you think

the kids education is actually funded BTW (when wifes' relative died she was left the house and we sold for a nice chunk of change).  We really didn't need the $$$$ so we put it into the kids educational funds.  Which by the way saved us a nice bit on the taxes.

Now it is a nice amount but if for some reason these little shits are accepted into some ivy league school and wants undergrad and grad paid for at a cost of $300k total for each one then that's like $600k (300 *2 BTW)

Then NO I will not allow them to borrow that kind of $$$ or have us sell our assets.  They just have to go to school closer to home.

But don't worry I can put them thru college and still fuck whores.  So I am good don't lose any sleep.  OK>>

Not to be demeaning to anyone but the way of the world is even an ugly woman can "rent it out " but there is no hope for us ugly old men. I just don't get people that come here with all this judgmental attitude towards the people that give them pleasure or an income. I know me and I am amazed that some are willing to see me again. The mental toughness it takes to succeed I can appreciate. The work spent on her fitness and "work clothes " and building the fantasy. Wow.  

Some people need to take a long look at themselves and stop spending so much time worrying about others .
I wish society would grow up a little.

and proberly has collected interest.

 
     I would love to pay it off some day, But I dont get down on myself . For me i waited 7 years. Got distracted with all the money i was making as a dancer, during school.

 
  Yes i see the blaine commercials and recall what an amazing hair dresser i am and think of fixing the loans and bad credit then re doing the cosmetology class. Which could be a possibility...

 

    I got distracted with "living for the now" the quick money the night life. I was earning far more than i would as a hair dresser at that time and like may american youth in twenties. I wasnt considering stability ......!!!!! to say the least!

 

 
7 years has passed since my cosmetology graduTion...

   Your cosmetology schooling is definct after 7 years, It doesnt exist doesnt count....
You can no longer go for the "state board license test"

held at same state boards office as the electricians licensing boards, . I believe the tests are held in chinatown.

 
    Yes i take into consideration time it would take to get credit repaired make payments, Then make myself qualify for being approved for a second loan, to re do school, If not cosmetology course which i already got my certification in. But because the laws would need to re take it.

   I actually have been drawn to animal hospital work, as a thought .If ever repaired the student loans to go back to school...

 

 
    however as it is not accepted as a carreer by the majority of the american general population. I have however found a nitch and am earning a living and paying to live in a rather expensive home in a water front location. That any college graduate could afford. But not a minimum wage working stiff, they couldnt aford to live in the building i am in, unless with roomates.

 
    So it may not be a 9-5, but for the time being for the NOW. I am actually perfectly happt with earning my food and rent money with the way I do it, I dress to nines for work and take it seriously as you would any other job,  

 
  I certainly dont "get down" because i wasnt able to get the state board license. I look at it as life is a journey and every ones journey is different for different reasons, I most certainly am priveleged compared to the other 80 percent the population in america, as far as my luxuries and living conditions,  

 
               I could just as well work at a minimum wage job and be mentally the same level of happiness the same level of life....

 
I worked at a deli too whilst on food stamps 50 hours a week, and in a cramped small apt with 3 friends, ..........I wasnt any happer or unhappier. I just am me no mater what my circumstances.

 
  i am certainly grateful to have my own one bedroom and better yet the fact i fall asleep listening to waves crash,  

 

my career choice is not the norm and i haVE TO SAY I HAVE EXCELLED AND MASTERED IT AND AM DOING OK FOR MYSELF.  

 

    I did have double breast biopsies several months ago and missed a bit of work and will be needing surgury soon for no cancerous tumors i need out.

 
    I dont get down on myself if life gets in way n you have things thrown on your plate, i fell behind a tad but considering the cancer scare and what not, I dont allow that to reflect on my work ethics and skillls to earn,  

 

 

 
I actually put in less hours and earn more than my friends, so no i dont feel weird, I am ok with where i am in life and happy with everything for the now...Not in a rush to deal witht e student loan, i am still workin on getting caught up with rent, I owe 7 grand now.....................

 
eeek!

 
student loan , school , thats not really an immediate concern, My immediate concern is keeping my apt, and then saving to go in for the lumpectomy i am supposed to have done. Once I am caught up on bills, That is an immediate concern and aside from that i dod not loom around and wish i had other peoaples lives, i just get up daily and live mine and aM GRATEFUL FOR EACH DAY............................................

 
 I have not been able to make enough to pay off loans, but i am certain that it can be achieved in  my future//////

 

i think comparing yourself to others or feelings badly that your escorting as a career, It has its negative stigmas by others, But what maters i that your happy in life

No I would not "feel weird".  They didn't win. They still have student loans. They'll have bills and debts they'll chase their whole lives. I've found a way to be successful more quickly.  They could do it too, but they don't because they choose not to.  If I'm weird for that, than so be it. I'll be a wise weirdo.
P.s. I still have a loan out from a school I went to literally 5 miles from home, for....I forgot how much, but suffice it to say it's a helluva lot...
Now be nice! Lol

 

Posted By: Ridgetucky
OK the latest RT adventure has found me hearing the same story re: Student Loans (I have lost count at this point).  
   
 I have been told by several Providers (that's more than 2 BTW) that they turned to Providing to pay off student loans.  Can this really be true?  
   
 Now please keep in mind that I am more than familiar with the burden of student loans.  I wanted to "go away" for school and I did need a certain amount of $$$ to make that happen.  My mistake was financing Graduate School with student loans.  I wish I could get a "mulligan" on that mistake.  But hey live and learn (hopefully).  I have made it clear to my wife that under no circumstances will our kids be allowed to take out loans.  If we can't pay for it then they just have to attend college closer to home.  
   
 Wouldn't becoming a Provider defeat the point of student loans?  (i.e., a degree leads to education/skills that can be sold in the marketplace).  I am assuming most colleges don't award degrees in BBBJ, CIM, NQNS.  Be nice if they did but they don't, so.    
   
 If you became a Provider to pay off student loans wouldn't you feel "WEIRD" knowing that your classmates have gone into the free market and successfully competed and won?  
   
 Or is this entire thing just me.  
   
 RT  
   
   
   
   
 

GaGambler934 reads

If he is to be believed, he actually chose a profession where people can and do make money, lots of money. Apparently he just isn't very good at it.

In case you didn't know, Rtucky "claims" to be an "investment banker" but also claims to only make around $100K a year. I don't know if you know many investment bankers, but the ones I know would consider $100K either a less than average month, a very good week, or a fantastic days pay. To make a paltry hundred grand a year, even their first year would be unlikely to be good enough to even keep their job.

So either RT is lying about being an investment banker or he is incredibly bad at his job. Is it any wonder he begrudges the fact that you "lowly hookers" make considerably more money than him?

from Long Island Lolita----

And in this monologue, I will be playing the victimized, yet resilient, *********. [ poises himself ]  

"You think that I'm afraid of you, little Katie Krush? Is that what you think? Huh? Huh? You think I'm just like a little (insert negative name here) or something, is that what you think? Huh? Huh?  

Well, you take a good, long look, 'cause you just stepped into Hell, baby! I dare you to step onto this board again, because if you do, I'll (come to Vegas and see another Provider instead of you!)

Go ahead, insult me again, I dare you! I dare you!  

'Cause if I spot your 8888888 on my board again, I swear to God I'll take my two bare hands pay double the rate for Nikki Avalon, Chloe Boulez or something vegas gal instead of you.

RT Out

Why is it hard for u to believe?  I became a provider to pay for my MBA courses.... And I've been very successful so far!!!!  Everyone gets into this lifestyle for various reasons....  

Happy hump day!!!  
Xoxo
GC  

Posted By: Ridgetucky
OK the latest RT adventure has found me hearing the same story re: Student Loans (I have lost count at this point).  
   
 I have been told by several Providers (that's more than 2 BTW) that they turned to Providing to pay off student loans.  Can this really be true?  
   
 Now please keep in mind that I am more than familiar with the burden of student loans.  I wanted to "go away" for school and I did need a certain amount of $$$ to make that happen.  My mistake was financing Graduate School with student loans.  I wish I could get a "mulligan" on that mistake.  But hey live and learn (hopefully).  I have made it clear to my wife that under no circumstances will our kids be allowed to take out loans.  If we can't pay for it then they just have to attend college closer to home.  
   
 Wouldn't becoming a Provider defeat the point of student loans?  (i.e., a degree leads to education/skills that can be sold in the marketplace).  I am assuming most colleges don't award degrees in BBBJ, CIM, NQNS.  Be nice if they did but they don't, so.    
   
 If you became a Provider to pay off student loans wouldn't you feel "WEIRD" knowing that your classmates have gone into the free market and successfully competed and won?  
   
 Or is this entire thing just me.  
   
 RT  
   
   
   
   
 

GaGambler669 reads

Ok sorry, I couldn't help myself. Blame it on peer pressure, as I am trying to keep up with DrWho in the number of people I piss off. lol

RT OTOH is just a troll. I doubt that even he feels this way. Well except when he has to actually pay to get some strange of course, I bet you that's when he kicks himself in the ass for not making the same kind of money that other people in his field make.

I find it laughable that an "investment banker" is worried about how he is going to put his kids through college.

The boards hasn't changed or evolved much, it's been so long since I've been on it!!  Thnx GaGa...  Ha!!!!   Idk whom neither RT or DrWho are.....   Nor do I care!!! 😜😜😜😜😜😜

GaGambler1226 reads

and DrWho you will find hanging out the next time you visit the Chicago board. Ringing any bells yet?

an appointment around 11am or 12 pm.  

I usually like to have sex then grab a bite to eat.

So hit me up!!!!!

RT

You keep things real - but with a bit of a light touch and an even-handed approach.
Too many of my favorites have kind of faded away from here recently.

bigsky838 reads

seriously I had a coworker friend that went to Western KY a rival of Morehead St.  Opposing teams had so much fun with that school name at sporting events.  Cheers such as; What do we want?  Morehead when do we want it?  Right now.  but not nearly as bas as "Let's go Peay," the cheer for Austin Peay U

Why does all your posts sound hostile to sex work and sex workers? There is nothing wrong with sex work, being a sex worker nor using their services unless doing so at someones expense. If done ethically it is as noble as any honest entertainment profession like video game designer or actor. Nothing weird about it.

As for ladies doing sex work to pay off student loans, providers use their pay to pay off all kinds of debts including student loans just like every other kind of income producing job. Why does this surprise you? You noted yourself yourself student loans can get quite large and honestly providing can be quite lucrative compared to more traditional work even with a degree. It makes sense some ladies would do this on the side or as a main gig to reduce their debt load. My wife provided to avoid student loans while in school. It is indeed possible, in fact likely (I know for sure it is happening) other ladies are doing this at least in part to pay off student loans.

As for it defeating the point of student loans, isn't the point of collage to learn? I am currently enrolled in collage. Even if I got a doctorate it would not effect my income. Education is its own reward. Besides because a lady is providing does not mean she does not have a second career and using her degree in it. Many providers do have other jobs and only do this part time.

And how does becoming a provider mean you haven't "gone into the free market and successfully competed and won"? Is it your view that becoming a provider means you lost. or can't compete? I will assure you the providing is real work, with an active free market, that is quite competitive. If a lady chooses to do this does not mean she can't compete. Dong this right is as real a job as any, including yours and if a woman can do this she can do many other jobs as well. It requires many of the same skills my profession requires for instance. So just because a woman does this does not mean she hasn't "won" in life or used her education. I business degree would teach skills quite useful to a provider.

@who ever PMed me. I do not have VIP at this time. If you wish to contact me please email me at [email protected]. I am not ignoring you I just can't answer now. Sorry.

Posted By: Ridgetucky
OK the latest RT adventure has found me hearing the same story re: Student Loans (I have lost count at this point).  
 Or is this entire thing just me.  
   
 RT  
   
   
   
   
 

Do we really need weekly updates on why RTs not getting any at home?

-- Modified on 1/15/2015 5:34:31 AM

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