but I have no one else to answer to but myself

use the credit card.  It is very safe with this site and fast.  They will not automatically renew either.

If you do have to worry about a wife or significant other, I would normally suggest a prepaid credit card, but I understand that some of them do not work since the site was moved off shore.

My suggestion is to open a PO Box.  Take some discretionary funds and open a non interest bearing (so you do not get a tax document) checking account in a National Chain bank (more turnover in staff usually) using the PO Box, getting a debit card for the account.  Use the debit card for this site and any other credit type purchases you need to make for the hobby.  It is also a good place to park cash for saving up for the hobby.  It is always nice to have a debit card to make hotel reservations for outcall or other situations, and this is the best way to do it when needing to hide it.

Good Luck

PW, I got my initial month by doing my two reviews as most guys do.  Even though I hobby at least once per week, because of personal and professional reasons, I will always be an UTR kind of guy (or as is affectionately called here, a "lurker").

When my initial month ran out, I sent in a cashier's check.  When I went to send it, I asked the post office how much it would cost to send it via registered mail.  The cost was going to be as much as the three month TER renewal cost so I just had them send it via regular first class mail.

After four weeks and no renewal of my membership and many calls to my bank and notes to TER, I broke down and charged it to my personal credit card.

TER will not accept the prepaid cards.  The credit card bill comes out something like CCBILL so it was not too difficult to make up a story about what it was.

If you decide to send in funds via the mail, know it will take at least four weeks to get there.

By the way, my cashier's check never did get cashed so I was out that money.

-- Modified on 2/17/2008 5:17:49 PM

I make a donation of $50 every so often to one of my favorite charities called ccbill.  It sounds good if I ever get questioned.

But I am single...no one has acccess to my financial records, cell phone, laptop, or other hobby related stuff except me.  Paying by CC annually will allow you extra membership time, over monthly payment.  As for money orders, horror stories have been posted.  You'll be sending that to a foreign address in Europe...think twice before going that route, if you are located in the USA. MO will take time to process and activate, but pay by CC, and access is almost instantaneous...

I use CC, but ...

I do have concerns over the CC statements.  If you are being investigated for divorce, a security clearance, or something else it may raise some flags.  My most recent charge for TER says "CCBILLEU.COM" and has a toll free number that reaches CCBill (I assume since it is the same as another porn site charge).  Some sites will actually be listed, and that is a problem.  TER is not listed on the charge and that is good.  

CCBill has a few mainstream businesses, but the majority appear to be adult-oriented.  So it's appearance will raise flags for an experienced investigator, though maybe not for a SO.  The good thing is that it would be assumed that it is just a pay porn site as opposed to an indicator that you are using escort services.

It's a shame the acceptance of pre-paid credit cards by CCBill is hit or miss.

One caveat....

It's great to be VIP to search and read the review for providers in your area. But in regard to posting, you're pretty much limited to post here in Newbie section. You can't post in General, Los Angeles, or Orange County.

I truly appreciated all your precious advices as they are very useful.  I think I know what I should do now.