.......split time and funds between your ATF or ATFs and spicing it up with variety.  Depending on your funds, you could do one month ATF, next variety, then back.  Or two weeks variety, then two weeks ATF, then repeat.  You get the gist.

lots of cum but low income that's just a joke! Lots of other priorities as well in life, ofcourse.  

I think we all have a monthly budget to blow and get blown away unless you are a 1% er. So far I tried to spread my roses but lately I am thinking I'd limit to one classy lady a month or have just one ATF that is most compatible. I strongly believe quality trumps quantity. I am not looking for PSE and such risky encounters anyway.. The question is who ? and what's a fair donation ?

To answer your question, you have to list your priorities... quality, quantity, services, frequency, compatibility among others..

I am in the same situation as you where I budget funds every month. I discovered long ago that fewer but better encounters with high-end providers is what makes me the happiest. I know exactly the type of service I want, and I spend a lot of time reading reviews making sure I find the girl who will reliably provide it. I don't think most guys hobby that way though. To each their own!