My first post here.  Can't ignore this debate.  As far as the "legality" of the gender goes, that would seem to be a locality issue that must be navigated by the individual, however best she is able to do so.  But addressing the original poster's issue, the term T-gurl might be offensive to some.  It would seem to me to be an issue of "familiarity" between the user of the term and the subject of the term.  It can be construed as offensive if used under certain circumstances.  It is strictly subject to the interpretation of its use by those in question.  My feelings on its usage are - I would never, under any circumstances use the term, because transgendered women are exactly that - WOMEN.  In my 20 some odd years of experience I have rarely come into contact with anyone who wasn't truly a woman, with the exception of the genitalia portion.  Their actions, emotions, and thought processes are no different than any GG I have ever known, and my interactions with them have been identical to those experienced with GG.  They satisfy my needs for female physical and emotional companionship, and do so better than most naturally gendered females have done.  Possibly because they were men, in a previous life and have a better understanding of men than natural women have???? While at the same time they satisy my sexual urge to engage in the act with someone who has the same equipment that I have.  For me, anyway, it is truly the best of both worlds.

Didn't mean to go off on a rant, but that's just my opinion.