There are suckers born every minute: http://www.theeroticreview.com/reviews/show.asp?id=279162.  Dudes, google Escort Chex and follow the link to the TER General Discussion board from February 2015.  Yes, it is a good idea to be suspicious when asked for credit card info-listen to your brain not your balls.  Thanks for the shout out about Emily in OC.  Did any one else notice that 3 of the 4 rave reviews were inked by newbies?  Out of here.